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4419 Results from /regulation

Retired Member

Retired Member 

The fringe benefits of fintechs in-housing regulatory roles

Bloomberg recently identified an uptick in ads for in-house compliance roles at influential fintechs. Positions at the likes of Betterment LLC, Coinbase Inc and the Wealthfront Corp started to crop up, suggesting a wider trend towards in-housing regulatory roles. Cynics might say this latest trend is simply a PR exercise, but there are other benef...

/regulation Innovation in Financial Services

Nancy Weir

Nancy Weir Industry Principal at Pegasystems

RegTech’s role in the transformation of Client Lifecycle Management and KYC Operations

Let’s face it. Onboarding and KYC operational processes have had to change significantly over the last 10 years as regulatory requirements and customer expectations have changed. Long gone are the days of financial institutions being able to rely on relationship managers “knowing” who their customers are, and where they got their wealth. The fi...

/regulation Banking Strategy, Digital and Transformation

Anthony Hynes

Anthony Hynes Managing Director & CEO at eNett International

Why travel businesses need to be prepared for further PSD2 legislation

In January 2018, the process of surcharging – extra fees of up to 20% that businesses levied on card payments – was banned under the European Payment Services Directive (PSD2). The roll out of the new regulation has forced companies across all industries to absorb the additional cost from transactions or redirect the cost back to the consumer. Co...

/payments /regulation

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Brokers Routing to their own ATSs Face Scrutiny

A FINRA working paper has raised concerns about broker order routing to affiliated alternative trading systems (ATSs), shedding light on order routing decisions and potential conflicts that can impact execution quality. The major finding is that institutional orders routed by brokers that send a relatively high percentage of institutional orders th...

/regulation Capital Markets Technology

Brian Collings

Brian Collings CEO at Torstone Technology Ltd

Engagement stops outages getting out of hand

The UK’s Financial Conduct Authority (FCA) saw a 187% increase in technology outages reported to it in the 12 months to October 2018. According to Megan Butler, executive director of supervision for Investment, Wholesale and Specialists at the FCA, 20% of those outages were “explicitly linked to weaknesses in change management.” Sell-side firms ne...

/regulation Capital Markets Technology

Retired Member

Retired Member 

Money-Laundering: Where It's Been, Where It's Going

Crime never takes a holiday, it seems, but criminals can afford to take off as much time as they want – especially those involved in money-laundering. That's how profitable money laundering is, continuing to frustrate lawmakers and legitimate institutions alike. And one of the biggest money-laundering headaches for law enforcement, banks, and soci...

/regulation Innovation in Financial Services

Retired Member

Retired Member 

GRC 2019: The known unknowns

“The future of GRC will not just be about managing known risks or monitoring compliance. It will be about sustaining an organisation’s social license to operate.” Now that 2019 is underway, it is a good time for organisations to review risks over the past year in the hopes of previewing how they may develop in the future. After another year of land...

/regulation Fintech

Barley Laing

Barley Laing UK Managing Director at Melissa

Is now the time for one global ID verification data source?

It is an inescapable fact that for effective ID verification, and therefore KYC and AML compliance, financial services companies need to access to billions of records in real-time to ensure adequate checks are made while onboarding a new customer, and deliver that all-important smooth customer experience. The issue is, if you are a financial servi...

/regulation Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Global Asset Management in 2020

Amid unprecedented economic turmoil and regulatory change, most asset managers have afforded themselves little time to bring the future into focus. But the industry stands on the precipice of a number of fundamental shifts that will shape the future of the asset management industry. One such shift is globalization. More than 40% of asset managers ...

/ai /regulation Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

The wild world of regtech

The global regtech market is exploding. By 2023 revenues are expected to be worth $12.3 billion, growing at a compound annual growth rate of 25.4% over the next five years[i]. The pace at which it is evolving has even led Deloitte – who we are proud to be collaborating with on some new client engagements – to call regtech “the new fintech”[ii]. Th...

/regulation Banking Regulations

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