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Latest /regulation expert opinions

Mike Kiser

Mike Kiser Senior Identity Strategist at SailPoint

Strong Customer Authentication: The Potential and Peril of Biometric Authentication

As I strode quickly off the plane I had taken back to the US and towards customs recently after an international trip, I reached into my satchel. Like the rest of humanity, I did not want to spend any more time in the airport than necessary, so I extracted my passport and scanned for an open machine to start the scanning process. Instead of prompt...

/security /regulation Banking Regulations

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

The Fintech landscape of the 21st century

Predicting what the future of financial companies will look like in the short term is not an easy task, but it is one that should be undertaken, if we are to make sense of the 21st century. The problem with making any predictions is that the stability of the world, in terms of providing a good place for a Fintech company to work in, has been shake...

/regulation /startups Fintech

Retired Member

Retired Member 

PSD2 is Here. These are the 3 Things You Need to Know.

The third iteration of the Open Banking specifications, released earlier this year, are now being adopted by the major UK banks. The Regulatory Technical Standards on Strong Customer Authentication and common and secure communication under PSD2 (commonly abbreviated to “the RTS”) came into effect on 14th September 2019, and many of the major banks...

/regulation Open Banking

Retired Member

Retired Member 

Review of The RegTech Book article, 'RegTech and the Science of Regulation'

The REGTECH Book: The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries in Regulation, Wiley August 2019. Authors: Janos Barberis, Douglas W. Arner, Ross P. Buckley. Amazon link My print copy of the long awaited RegTech book ships from Amazon next week and promises to be a comprehensive resource, crowdsourced from more th...

/ai /regulation Banking Regulations

Heather Lee

Heather Lee Sanctions Strategy at SWIFT

How can compliance keep pace with real-time payments?

As the demands of international businesses for speedier cross-border payments continue to grow, banks are under increased pressure to keep these payments compliant and secure. At the same time, regulators are focusing on international payments, which are subject to complex and expanding anti-money laundering (AML) and sanctions regulations. This m...

/payments /regulation

Barley Laing

Barley Laing UK Managing Director at Melissa

How can fintech SMEs ensure compliance with industry-wide regulations?

The financial services industry must ensure compliance with a plethora of national and international regulations, particularly those related to KYC and AML, which can be very costly in terms of both time and money. Existing regulations and the pipeline of new directives pose a potential issue for start-ups and SMEs because they often don’t have th...

/regulation Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

A journey towards better, richer, payment data

The global payments industry is changing rapidly as technology and innovation reduce friction and increase the speed at which value moves across borders. In order to keep pace and prepare for the future, the financial community must adopt a common language across the board. The good news is that this is already happening, as many payment market in...

/payments /regulation

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Does Fintech create monopolies or does it destroy them?

The advantages that fintech brings to the industry cannot be taken lightly, especially after we’ve seen so many traditional companies switch to this new understanding. In the past, there was absolutely nothing that could challenge traditional finances. The bank was the only place where you could possibly store your cash, and hope for some kind of r...

/regulation /inclusion Fintech

Tom Blacksell

Tom Blacksell Managing Director B2B at Experian

Promising signs as Open Banking innovation drives take-up

Although Open Banking services have been available in the UK for nearly two years, it’s fair to say the initial period after launch was something of a slow burner. With appetites for these services initially being tempered with a healthy dose of caution. However, the initiative has started to gain traction in the last 12 months. And we’ve seen seve...

/regulation Innovation in Financial Services

Iain McDougall

Iain McDougall UK & Ireland Country Manager at Stripe

Strong Customer Authentication - a Litmus Test for Europe

For most of the past century, globalisation has been driven by large businesses. The very term multinational conjures the image of a giant corporation whose far flung units touch every corner of the world. The internet clearly has changed this equation significantly. Borderless and unparalleled in scale, it allows virtually any business, no matter...

/payments /regulation

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