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Latest /regulation expert opinions

Tim Duncan

Tim Duncan Founder/CEO at FinTechCommons.org

Speed and Scale: The End and Beginning of Inclusive Finance

The Private, Public and Impact Sectors Join Forces for AI for Good Close to 4,000 people are expected to attend the 2020 United Nations AI for Good Summit in Geneva. Senior executives from impact organizations and major companies and high-ranking government officials from around the world will gather in May to further the use of artificial intel...

/regulation /inclusion Inclusive FinTech

Retired Member

Retired Member 

2020: Drive by regulators to adopt tech poses challenges for the firms they police

The overhaul of the financial services industry in the post Great Financial Crisis (GFC) era has created a swathe of new rules and regulations for the regulators to monitor, and financial firms to adhere to. While such changes have presented firms with significant challenges, transforming how they operate and behave on a day-to-day basis, it has c...

/regulation /cloud Banking Strategy, Digital and Transformation

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

FX Algos Gain Adoption on the Buy Side as Best Ex and TCA Fuel Change

With the proliferation of algorithms in currency markets and regulatory pressure to prove best execution, buy-side trading desks are adopting algorithms to source liquidity and lower trading costs in FX trading. “Adoption of algorithms and TCA has been growing on the buy side for the past ten years”, said Yue Malan, senior analyst, Aite Group durin...

/regulation Capital Markets Technology

Retired Member

Retired Member 

Core finance - taking a strategic approach to cloud

This is the third in a series of three blog posts which looks at how a digital finance transformation enables a future-ready finance department - one that can use data, technology and human talent to go beyond governance to provide commercial leadership to the business. In this series I outline how a digital finance transformation enables efficien...

/regulation /cloud Banking Strategy, Digital and Transformation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Integration of Pillar 3 Disclosures into Regulatory Reporting: New Challenges and Opportunities

The Basel Committee’s revised Pillar 3 framework of 2015 was intended to address shortcomings in the consistency and comparability of firms’ regulatory disclosures. Introducing standardised disclosure requirements under a tabular format for qualitative information and more granular disclosure requirements for quantitative information, the Committe...

/regulation Banking Regulations

Niall Twomey

Niall Twomey Chief Technical Officer at Fenergo

KYC Utilities: The Second Coming, Learning from Past Failures

In the previous blog, I examined the current compliance challenge and how e-KYC utilities can solve the age-old challenges of collection, validation and processing of customer data and documentation. In this blog, I look at the KYC utility models of the past and the three key learnings we can take from these experiments for the second coming of e-...

/regulation Financial Transformation

Barley Laing

Barley Laing UK Managing Director at Melissa

Why retrospective ID investigation is critical for 5AMLD compliance

Time pressure and cost are two big issues faced by those in financial services as they seek to ensure compliance with a proliferation of new know your customer (KYC) and anti-money laundering (AML) regulations. One of those that recently became law is the Fifth Anti-Money Laundering Directive (5AMLD), with its focus on strengthening transparency ru...

/regulation Digital Identity Management

Bernd Richter

Bernd Richter SVP - FIS Impact Ventures at FIS

The EU pension dilemma: Pan-European Personal Pension to the rescue?

Pension is known in the western world as income at age and what pays the bills, when one retires from his/her job life, what was put aside during work life. But not many actually understand how much is needed to be prepared for age or may be in false hope that state pension will be enough for a living. The EU recently progressed a Pan-European Per...

/regulation /inclusion Trends in Financial Services

Vikas Seth

Vikas Seth Chief Product Officer at IDnow Gmbh

eIDAS and Electronic Signatures, A positive way forward for European organizations

eIDAS and electronic signatures – A positive way forward for European organizations Electronic signatures have gained popularity over the years due to the level of convenience and security around this solution. With the introduction of the eIDAS regulation in July 2016, there has been a significant increase in their application and acceptance.

/regulation Digital Banking Trends

Retired Member

Retired Member 

The Commercial, Business and Retail Banking Outlook for 2020 and Beyond

Over the past few years, interest has risen in digital-first banking, blockchain technology, automation and the concept of digital banking profiles. And as we head into the 2020s, we’ll see further transformation in the industry and there is an exciting opportunity for banks to differentiate themselves in order to attract and retain deposits. Let’...

/regulation /retail Disruption in Retail Banking

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