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4231 Results from /regulation

Peter Jones

Peter Jones Chairman at PSE Consulting

Why Regulatory Imposed Acquiring Price Comparison Tables Will Not Work In The UK

By Peter Jones, Chairman 16 November 2020 Regulatory investigations often try to improve the degree of competition within a market (see recent UK Payment Systems Regulator Interim review of UK Acquiring). A typical recommendation is to mandate suppliers to increase price transparency by publishing their prices, enabling consumers and small busine...

/payments /regulation

Arnaud Crouzet

Arnaud Crouzet Vice President Security & Consulting at FIME

A new vision of payments: What is the European Payments Initiative?

The newly-established European Payments Initiative promises a new vision of payments. Innovative use cases will be made available to consumers across Europe for the first time. There’s strong backing for the project already among financial institutions and the European Central Bank, making it likely to succeed. With the first phase due to start in...

/payments /regulation The future of Payments in Europe

Retired Member

Retired Member 

A Commercial Underwriter’s Guide to Automation, Part 2

Read Previous Blog, Part 1 - Insurance underwriting is a critical differentiator between the leaders and the laggards when one looks at it from an operational performance lens. We’ve drafted this 2nd part for Underwriters who are ready to disrupt, evolve, and drive significant tangible impact across their organization. Building superior Customer

/regulation /devops Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Best practices for a successful KYC remediation project

In the past two years regulators in some jurisdictions (most notably the Nordics, UK and the Netherlands) have started to increasingly focus on the quality and completeness of existing client records—including documentation of risk assessment. One of the greatest challenges with these situations is that they create overnight urgency to act. Once th...

/regulation /identity Banking Strategy, Digital and Transformation

Claus Christensen

Claus Christensen CEO at Know Your Customer

Is Hong Kong becoming the next RegTech capital of the world?

The lens through which we have traditionally looked at anti-money laundering compliance is changing. This is due to a number of factors. First, there is the rise of FinTechs, whose whole functioning and success is based on a digital-first approach and a customer-centricity that were not common in financial services until recently. Then there is a...

/regulation /crime Fintech

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Modernizing Fintech Compliance in a Post-COVID Economy

The COVID-19 pandemic has changed life as we know it. People have switched traditional retail stores for online delivery, students at schools and universities have had to switch from in-person classes to online learning, travel has been suspended almost entirely, offices have been closed and workers sent home to work remotely - if they haven’t bee...

/regulation /covid-19 Innovation in Financial Services

Retired Member

Retired Member 

Keep your partnerships positive by understanding how to manage third-party risk

The payment industry has a long tradition of outsourcing, partnering, and collaborating across a wide set of organisations. Many parties are involved each time a customer buys something with a plastic card, pays a bill or sends funds overseas. The wider business world is waking up to the concept of the extended enterprise. This is when several org...

/security /regulation Fintech

Nancy Weir

Nancy Weir Industry Principal at Pegasystems

Will Event Driven Reviews and Perpetual KYC be the 'New Normal' for Financial institutions?

Over the last 15 years the KYC due diligence process has evolved significantly. But as the bar has been raised on compliance globally, the costs and resources needed in the onboarding process and regular KYC reviews have grown exponentially. Financial institutions don’t have much choice in their approach. They either must make upfront investments ...

/regulation /crime Banking Strategy, Digital and Transformation

Yana Afanasieva

Yana Afanasieva Founder & CEO at Competitive Compliance

The Evolution Of Compliance And How To Future-proof It

Every compliance expert who was asked "Where do you see compliance five years from now" in 2015 probably got it wrong. Over the past five years, financial institutions across the globe have made considerable progress in building compliance capabilities. However, the progress has not been uniform. Most of them are still not fully complian...

/regulation Sustainable compliance

Retired Member

Retired Member 

Customer onboarding and KYC processes at traditional banks lag consumer expectations

It’s no secret that the world has moved online at an accelerating pace over the past few months, as digital processes and interactions have rapidly displaced manual ones in every industry, including banking. According to Deloitte, “Even customers who were reluctant to adopt digital interactions have done so out of necessity, gaining some level of ...

/regulation /identity Banking Strategy, Digital and Transformation

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