Join the Community

22,722
Expert opinions
43,857
Total members
362
New members (last 30 days)
192
New opinions (last 30 days)
28,925
Total comments

Latest expert opinions

clear
clear

224 Results from 2016, /payments

Retired Member

Retired Member 

The Impact of Brexit on International Business Payments

Many businesses are still reeling from the UK’s decision to leave the European Union. It invites the question as to if, where and how Brexit will impact the way their UK businesses manage and process payments to and from EU countries and the rest of the world. Exchange Rate Fluctuations The first obvious disruption of Brexit on international pay...

/payments

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

What is FinTech and where does it Live?

Abstract – A few years back, I had a fascinating discussion about Fintech. Today every 3rd if not 4th profile on LinkedIn is about FinTech Expert. Few days ago someone asked me a million dollar question “What is FinTech?” I was intrigued with such a small, simple question but found it difficult to answer this to a person who is not from those 4 pe...

/payments Innovation in Financial Services

David Andrzejek

David Andrzejek VP Vertical Solutions at Datastax

Five key recommendations for Open Banking success

Recently, we hosted the Open Banking Summit 2016 in London. The event was designed for financial services executives to gain advice and insight on how to jump-start the execution of their Open Banking strategy and the role APIs will play in helping these initiatives succeed. Discussion ranged from understanding new product strategies to how to e...

/payments

Retired Member

Retired Member 

Reaching escape velocity for P2P payments

The Peer to Peer (P2P) payments space is accelerating in the Fintech age. More and more companies are addressing the consumers' problems from multiple angles. 1. First, there are the traditional payment firms that are focused on tapping into a prominent pain area for banking customers. Venmo (now Paypal), Paypal, Dwolla, FiServ PopMoney, ClearXchan...

/payments /retail

Richard Warren

Richard Warren Partner at FirstPartner

Will Blockchain Based Remittance Struggle to Deliver?

A recent report from Citi’s Equities Research team challenges the widely held view that Bitcoin delivers simpler and cheaper international remittances. While the analysis highlights some key Bitcoin remittance limitations, it should not be assumed that these apply to all blockchain or Distributed Ledger Technology (DLT) based solutions – or marke...

/payments

Retired Member

Retired Member 

Spenders and Savers

Following my call for action of a few articles ago I’ve decided to do something about it. Since the industry won’t listen to me faster and set up new ways of studying how their customers truly feel about money I’ve decided I’ll take it upon myself to execute on “Emotional Banking”. Granted, nothing will be valuably scientific and my research utter...

/payments /retail

Retired Member

Retired Member 

The quiet revolution of the loyalty key fob

Take a glance at your bunch of keys. In amongst ‘the usuals’ like the front door, the garage, the bike lock and the car keys, there’s fair chance that at least one plastic loyalty key fob has quietly taken up residence. This corner of the plastic card market is rarely discussed, but has nonetheless undergone a revolution in recent years. Certainly ...

/payments

Retired Member

Retired Member 

Blockchain: Be Prepared

Just about every call I get from a bank lately seems to ask, “What should we be doing about blockchain?” It depends who’s asking. Traditional banks should be doing one thing, whilst fintechs another. Beyond the hype, there are really only two fundamental aspects to consider – the business case and the technology. The biggest business case for block...

/payments

Anish Kapoor

Anish Kapoor CEO at AccessPay

Automation, integration and smooth internal processes

It seems like madness that in most companies, functional departments such as finance, IT, sales and operations can be rigidly separated with their own targets, KPIs and systems. They need to focus on their own specific function but they are essentially just pieces of a complicated jigsaw which cannot exist without the other teams and some form of e...

/payments Payments strategies 2015-2020-2030

Aamir Khan

Aamir Khan Solutions Architect at Capgemini FS

Does PSD2 still matter to UK after Brexit

A lot has been written about Payment Service Directive 2 (PSD2) and there will be more in the coming months. The regulation has been pictured as disruptive. On one hand it paved the way for new entrant in an area which for decades operated in close fences. On the other-hand it challenges positions of existent players by encouraging transparency. T...

/payments

Now Hiring