224 Results from 2016, /payments
Retired Member
Many businesses are still reeling from the UK’s decision to leave the European Union. It invites the question as to if, where and how Brexit will impact the way their UK businesses manage and process payments to and from EU countries and the rest of the world. Exchange Rate Fluctuations The first obvious disruption of Brexit on international pay...
27 July 2016 /payments
Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe
Abstract – A few years back, I had a fascinating discussion about Fintech. Today every 3rd if not 4th profile on LinkedIn is about FinTech Expert. Few days ago someone asked me a million dollar question “What is FinTech?” I was intrigued with such a small, simple question but found it difficult to answer this to a person who is not from those 4 pe...
26 July 2016 /payments Innovation in Financial Services
David Andrzejek VP Vertical Solutions at Datastax
Recently, we hosted the Open Banking Summit 2016 in London. The event was designed for financial services executives to gain advice and insight on how to jump-start the execution of their Open Banking strategy and the role APIs will play in helping these initiatives succeed. Discussion ranged from understanding new product strategies to how to e...
25 July 2016 /payments
The Peer to Peer (P2P) payments space is accelerating in the Fintech age. More and more companies are addressing the consumers' problems from multiple angles. 1. First, there are the traditional payment firms that are focused on tapping into a prominent pain area for banking customers. Venmo (now Paypal), Paypal, Dwolla, FiServ PopMoney, ClearXchan...
24 July 2016 /payments /retail
Richard Warren Partner at FirstPartner
A recent report from Citi’s Equities Research team challenges the widely held view that Bitcoin delivers simpler and cheaper international remittances. While the analysis highlights some key Bitcoin remittance limitations, it should not be assumed that these apply to all blockchain or Distributed Ledger Technology (DLT) based solutions – or marke...
18 July 2016 /payments
Following my call for action of a few articles ago I’ve decided to do something about it. Since the industry won’t listen to me faster and set up new ways of studying how their customers truly feel about money I’ve decided I’ll take it upon myself to execute on “Emotional Banking”. Granted, nothing will be valuably scientific and my research utter...
18 July 2016 /payments /retail
Take a glance at your bunch of keys. In amongst ‘the usuals’ like the front door, the garage, the bike lock and the car keys, there’s fair chance that at least one plastic loyalty key fob has quietly taken up residence. This corner of the plastic card market is rarely discussed, but has nonetheless undergone a revolution in recent years. Certainly ...
13 July 2016 /payments
Just about every call I get from a bank lately seems to ask, “What should we be doing about blockchain?” It depends who’s asking. Traditional banks should be doing one thing, whilst fintechs another. Beyond the hype, there are really only two fundamental aspects to consider – the business case and the technology. The biggest business case for block...
12 July 2016 /payments
Anish Kapoor CEO at AccessPay
It seems like madness that in most companies, functional departments such as finance, IT, sales and operations can be rigidly separated with their own targets, KPIs and systems. They need to focus on their own specific function but they are essentially just pieces of a complicated jigsaw which cannot exist without the other teams and some form of e...
12 July 2016 /payments Payments strategies 2015-2020-2030
Aamir Khan Solutions Architect at Capgemini FS
A lot has been written about Payment Service Directive 2 (PSD2) and there will be more in the coming months. The regulation has been pictured as disruptive. On one hand it paved the way for new entrant in an area which for decades operated in close fences. On the other-hand it challenges positions of existent players by encouraging transparency. T...
11 July 2016 /payments
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