Richard Warren

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FirstPartner

Member since

18 Sep 2014

Location

Reading

Bio

I am a partner at FirstPartner Ltd, a specialist research and consulting company serving payments and related technology based sectors. We specialise in delivering market insight and taking products and services to market. Recent work has focused on PSD2 implementation, authentication, open banking, account to account and B2B payments and contactless transit ticketing deployments.

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Latest opinions

Will £100 spend limit change UK consumers’ perception of contactless?

Contactless payments have become a major success for the payments industry. Over the last couple of years contactless has been almost universally welcomed and embraced by UK consumers, and (perhaps more grudgingly in some cases) by merchants. Even the “strictly cash only” market stall where I buy my weekly fruit and veg got a SumUp contactless rea...

15 October 2021

Supporting Merchants with PSD2 SCA as the EBA Sticks To the Deadline

In a statement released on 25th March, the European Banking Authority (EBA) has confirmed that, for the moment, the December 31st 2020 enforcement deadline for PSD2 Strong Customer Authentication (SCA) remains in place. This is despite the universal disruption caused by the COVID-19 pandemic. The confirmation comes at the end of a wider set of re...

31 March 2020

Why PSD2 SCA is a Challenging Journey for the Travel Sector

The decision by many regulators not to enforce PSD2 Strong Customer Authentication (SCA) on electronic payments on 14th September has given valuable breathing space to e-commerce and payments players. However, the travel and hospitality sector will find compliance extremely challenging even with the benefit of proposed 18 month managed implementat...

04 October 2019

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