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339 Results from 2011, /payments

Paul Love

Paul Love VP Business Development at Konsentus

Innovation meets old fashioned banking at EFMA

What better way to spend a glorious late summer's day in Paris, than to be locked in the basement of the Marriott hotel for EFMA Cards & Payments 2011. But I can honestly say the day was lit up with some impressively juxtaposed sessions and interactive controversy. Visa's Peter Ayliffe and PayPal's Laurent Le Moat warmed up the audience with i...

/payments

Retired Member

Retired Member 

One more thing

It's that time of the year again. Just a few more days to go. Less than a week, actually. October 4th to be precise. What? You haven't guessed it yet? Time for a new Apple product launch my dear! It's clear that the major topic will be the iPhone 5. Will it be a souped-up version of the iPhone 4 or will it be an all-new one that's faster, better, s...

/payments

Retired Member

Retired Member 

I'm sorry sir, we don't accept cash

Cash only really works if everyone involved in a transaction agrees to pretend that some types of bits of paper or metal disc have more intrinsic value than others. Call me old fashioned, but beads, ivory, salt, thimbles, whale teeth, oxen and wampum were a lot more, well, tangible. I do accept that herding an ox through the shopping mall to pay f...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Putting the horse before the cart

I have long been arguing that the natural way to SEPA-payments is through e-invoicing – especially now when ISO20022 for e-invoicing is ready. Here you do not need to force anybody to do SEPA-payments – they materialize automatically. And as posted before – a u-turn in direct debit – should also be done – e-invoicing becoming the master would save ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Where next to make mobile happen?

Mobile devices continue to develop, with new hardware, operating systems and software coming regularly to market amidst a wave of publicity and fanfare – just look at the speculation surrounding the next iPhone, when it will be launched and what it will offer. With each new iteration of technology comes the ability to carry out a wider set of tran...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Still time for u-turn

SEPA direct debit is a huge step in the wrong direction - making direct debit more complicated for users and more expensive for invoice senders (who naturally add these costs into higher prices - the consumer always pays - every cent). The obvious much better alternative is to integrate direct debit into e-invoicing - which is any way on the rise a...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

First in the world

Now the first e-invoice using ISO20022 e-invoice standard has been exchanged - cross-border and using SWIFT! http://boharald.blogspot.com/2011/09/first-in-world.html Now it is time for all interested in improving interoperability and starting cost lowering trend for the benefit of enterprises, society at large and also themselves to join the pionee...

/payments Innovation in Financial Services

Felix Kronabetter

Felix Kronabetter Business Development Manager at RBR

Finland the pioneer, Sweden the catalyst

It is not an easy decision for banks to agree to pool their ATMs – they are, after all, giving up control of one of their key channels. So what is it about the Nordic countries which means they embrace ATM pooling in a way that other countries find difficult? I ask the question because five of Sweden’s largest banks – Danske Bank, Handelsbanken, ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Tackling regulation - what we learned from Sibos

Regulation is a fact of life in the payments business but when it was discussed at Sibos, people seemed united in their opinions on how best it should be tackled. And common standards and communication are at the root of their recommended approach. A regulation like Basel III is best implemented with a maximum harmonised approach across the globe, ...

/payments /sibos Finextra@Sibos

Felix Kronabetter

Felix Kronabetter Business Development Manager at RBR

How not to phase out cheques

People living in the majority of countries that do not use, or make limited use of, paper cheques will be mildly amused if they have been following the controversy in the UK around this archaic payment instrument. For some, the future of the cheque is no laughing matter, however. If you are not familiar with this story, it dates back to December ...

/payments Payments strategies 2015-2020-2030

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