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4813 Results from /payments

Retired Member

Retired Member 

Payments - Bank's breadwinner

The primary objective of any payment system is to enable the circulation of funds. Without a robust infrastructure enabling smooth flow of funds, none of the financial institutions can assume the role of a financial intermediary in the economy. Payment systems have encountered many challenges and are constantly adapting to the rapidly changing pay...

/payments Innovation in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

Sepa? Next time I'll use PayPal

After recovering from the round of spontaneous street parties and celebrations that marked the introduction of the Single Euro Payments Area last month, my old mucker Dave Birch decided to try out the brave new world of frictionless money transfer in person. Sadly, however, Dave’s attempts to initiate a Sepa credit transfer to friends in the Nethe...

/payments /retail EBAday

Retired Member

Retired Member 

Chip and PIN readers provide protection against such attacks

This Symantec warning shows how banks are still open to man-in-the-middle attacks, as fraudsters constantly look for new ways to break in. However, there are solutions available to protect online banking users against these types of attacks. CAP (Chip Authentication Programme) devices can be used to secure not only the individual but also the tran...

/payments Online Banking

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

Not seeing the mobile wood for the trees...

Yesterday evening I enjoyed a lively debate on "Mobile Telephony and the Supply Chain" at the Financial Services Club Supply Chain Forum... good company, wine and food... but left with the nagging feeling that we had somehow missed the point in our discussions... Much of he discussion revolved around mobile payments and the mobile phone /...

/payments Financial Supply Chain

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Charitable indulgence on Web 2.0 - you bet!

Our new world of Web 2.0 promises to leave you with less guilt pangs in life. I got this feeling earlier this week when I received an invitation to sign up to www.bet2give.com . The tagline is "a real-money market where all the winnings are donated to non-profit organizations chosen by the winners. It covers a wide array of topics, from U.S....

/payments /regulation

Paul Penrose

Paul Penrose Head of Research at Finextra

Security: Are banks fighting a losing battle?

Some recent headlines from the past month: Barclays chairman loses £10,000 in ID fraud scam Halifax facing Chip and PIN fraud lawsuit Dutch cops arrest 14 ABN Amro customers as phishing mules Phishing losses hit $3.2. billion in 2007 – Gartner Barclays faces protest over clunky PINSentry authentication Question: Are banks losing the plot – and the ...

/security /payments Trends in Financial Services

Retired Member

Retired Member 

It had better be a really smart phone

A lot is riding on the little piece of technology we have in our pockets. Besides the telecoms companies and handset manufacturers the most recent industries to stake their future on the 3ounce (85g) electronic gadget are Banks and the Music Industry. Both see the mobile device as the key to a rich and rewarding future. Google and Apple have wade...

/payments Trends in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

Digital cash and other payment myths

We’ve seen plenty of posts on this community that play with the idea of virtual currencies, the eradication of paper-based cheques and the ultimate demise of hard cash. The emergence of a truly digital economy has been a favourite topic of commentators and futurists since the first stirrings of business interest in the Internet in the mid-1990s. ...

/payments /retail Trends in Financial Services

Matt White

Matt White North America editor at Finextra

Good time to bury bad news?

Christmas – a time to spend time with loved ones, relax with plenty of food and drink and, if you’re a troubled fintech firm, slip out any embarrassing news whilst the rest of us are busy doing better things. At least that’s the thought that, perhaps uncharitably, crossed my mind when press releases from payments processor ACI Worldwide and ATM man...

/payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Don't be a Scrooge this holiday

Aaron Patzer, founder of money management software start-up Mint, extols the virtue of his patent-pending technology engine in a video posted via prnewswire. The system aggregates all your spending across all your bank accounts and classifies transactions so that you can see at a glance what you're spending your money on and where you can trim any...

/payments /retail Video extravaganza

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