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5203 Results from /payments

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

Retain the Cheques for Small Business and Small People

I see both sides of this coin at the Children's Charity (Playgroup) I run. Only yesterday I received 3 Invoices, none of which contained any Bank details, so I was obliged to pay by Cheque. I’m just finishing off a Cheque Book I started in September 2006. I even have some Suppliers whose latest Invoices show no Bank details, yet earlier Invoices di...

/payments Whatever...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Cheque is More than a Payments Instrument

So the venerable old cheque has been singled out and "tapped" for termination - in the UK at least. Of course, in the new world of electronic payments and instantaneous communications, the demise of the cheque was inevitable. A payment instrument devised in a simpler time, the cheque representing a negotiable claim on the bank account of...

/payments

Retired Member

Retired Member 

The chicken and egg of contactless payments

When Alexander Graham Bell patented the telephone in 1876, I wonder whether he realised the impact this new technology would come to have on people’s lives. Use of this new device wasn’t instantaneous though; after all, if you didn’t know someone else who had a telephone, what was the point in owning one? This chicken and egg scenario is mirrored ...

/payments

Retired Member

Retired Member 

Asia-Pac moves towards greater economic integration

The APEC (Asia-Pacific Economic Co-operation) 2009 summit upped its efforts last week to strengthen economic integration in the region. While APEC has always strived for greater economic integration in order to increase trade, improve investor confidence and reduce business costs across the region, in today’s globalised and more interdependent wor...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Right direction in Belgium

This rapid action - now in Belgium is a very welcome step in the right direction. Practioners know that structured e-invoicing is so much more secure, that there are no needs to impose mandatory digital signatures and that DG Taxud and member states are moving towards PAN EU equal treatment. The technology neutral approach means that businesses c...

/payments Innovation in Financial Services

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The PSD has arrived; is it a threat or an opportunity?

Senior payments professionals from RBS, HSBC, BNYMellon and JPMorgan join with industry analysts to debate the future of banking and payments in the European union, in our upcoming webcast hosted by Finextra and Western Union. Register now and receive a free report looking at how the banking industry has reacted to the environment created by the Pa...

/payments

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

Agents of Evil

Air Parcel Express is a boutique international shipping company based in Sweden. They offer a wide choice of logistic services such as mail forwarding and global distribution, creatively supporting their customers’ supply chain. They maintain several warehouses worldwide – according to their well designed website (see image below), the latest was...

/security /payments Online Banking

Retired Member

Retired Member 

Lack of Governance in UK Financial Services sector

This is example is indicative of the state of financial services governance in the UK: In 2000, Egg (internet-based credit card company), suffered a major data loss and could only recover account records by cobbling together messages from their CRM system. As a customer at the time, I challenged the accuracy of my account statement and demanded ...

/payments

George Ravich

George Ravich President at Ravco Marketing, LLC

Digging for Gold - Winning in Transaction Banking

At the recent NEACH Payments Insights conference it was interesting to find an audience gripped by two strong emotions – excitement and fear. The excitement was about new opportunities in transaction banking and how the emerging generation of customer will drive change. And the fear? Disintermediation by fierce competition from new market entrants...

/payments /wholesale Transaction Banking

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Card payment networks - be afraid - very afraid.......

We are now at the cliched inflection point on payment innovation. In recent months, many of the goliaths of the online world are offering their own payment channels - Amazon, GooglePay, PayPal - that may spillover beyond the virtual world they dominate. Now take a scenario - you go to a retail outlet and instead of swiping your credit card on the P...

/payments /retail

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