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4813 Results from /payments

Retired Member

Retired Member 

Mobiles are building up trust

I'm not suprised that people are beggining to trust their mobile phone more. There's a festival going on in the Bristol UK, http://www.thoughtden.co.uk/blog/2008/09/12/everything-costs-too-much-igfest/ qhere even some of the games are Mobile based. It's a non-vicious loop, > The developers are starting to play more with the technology > More ...

/payments

Retired Member

Retired Member 

SEPA might not yet have delivered on its promises

...but SWIFT may be part of the solution. It's fair to say that the SEPA Credit Transfer go-live in January this year has been something of a non-event. SCTs have not taken off and volumes remain low. The main problem, in my view, is that corporates have no incentive or business case to move from their existing payment instruments to the new sys...

/payments /wholesale

Paul Penrose

Paul Penrose Head of Research at Finextra

Swift's new logo shock

In protest at this 21st century corporate mania for re-branding I suggest we go back to the original source material (as legend has it) and give Swift a distinctively groovy, retro feel.

/payments /wholesale Finextra@Sibos

Hubert O'Donoghue

Hubert O'Donoghue Managing Director at O-C Group

The need to get serious about PCI DSS

It seem like every second day we hear about another security breach or data compromise involving usually tens of thousands of card numbers and often additional and even more sensitive information which if used in conjunction with the card number can result in serious financial loss and reputational damage to the compromised party. At the same time...

/security /payments SEPA and European Payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Sibos jetsetters go carbon neutral

Payments professionals jetting off to the Sibos international banking show in Austria next week can offset some of their planet-warming carbon emmissions by taking part in a simple online survey on Finextra - and get a chance to win a top-of-the-range mountain bike to boot. The green e-invoicing quiz is part of Finextra's SibosOnline Green Zone ...

/payments /wholesale Finextra@Sibos

Retired Member

Retired Member 

The future for loyalty

Loyalty just isn’t working. While the statement may be a little sensationalist, to a large extent this is unfortunately true. In too many cases loyalty certainly isn’t working how it’s meant to. Customers aren’t developing preferences for stores, aren’t redeeming loyalty points and are increasingly seeing loyalty as a chore rather than a privilege....

/payments /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

The contactless wristband

Antony Jenkins, CEO of Barclaycard says contactless chips have huge untapped capability, but the plastic around the chip limits its potential. "Take the plastic away and the possibilities are endless, allowing the customer to pay by using something that they are already carrying, be it a mobile, key fob or even via biometrics," he says. F...

/payments Futuristic Banking

Jonathan Rosenne

Jonathan Rosenne Chairman at QSM Programming Ltd.

Could EMV have prevented the TJX breach?

I quote from the Boston Globe: "In one of the first interviews by a top TJX executive following a record security breach, vice chairman Donald G. Campbell told the Globe that the US payment system should follow countries in Europe and Asia that have rolled out credit and debit cards embedded with computer chips. If the cards were in use world...

/payments /retail Trends in Financial Services

Retired Member

Retired Member 

Personal data trading totally out of control?

Recent insight into the extent of consumer personal data available for sale has shocked German authorities into emergency meetings to enact stronger new data protection laws. Like their U.S. counterparts, at least some held concerns and questions were being asked. Was SOX enough? In undercover operations the German authorities were easily able to ...

/payments /retail Whatever...

Paul Penrose

Paul Penrose Head of Research at Finextra

How to slow down Faster Payments

In a last-ditch effort to avoid incurring another exorbitant penalty fee at my bank for (once again) overstepping my overdraft limits I authorised a transfer from my Internet-based savings account with Egg to my current account. Problem solved? Er, no. it seems that the payment will take three working days to clear, (ie five days if you count the ...

/payments /retail

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