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5266 Results from /payments

Retired Member

Retired Member 

Why Do Checks Still Dominate B2B Payments in NA? Cont'd

Why do companies continue to pay by check? In part five of the series, “The Top 5 Reasons Why Checks Still Dominate B2B Payments,” I explore the challenges of corporate inertia and resistance to change. Reason #5 - Corporate Inertia and Resistance to Change. Let’s face it, organizational change is difficult. For some, the risk of change exceeds ...

/payments Payments strategies 2015-2020-2030

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-id services - great growth in 2010

Wrote this last year: "So sensemaking to let citizens log in to public sector with e-bank log-on tools. This is so saving both tax payer's money and speeding up e-government as tools are familiar, trusted and much more convenient than any public-sector-only tool would be. Several countries have already this so obviously beneficial public-pri...

/payments Innovation in Financial Services

Retired Member

Retired Member 

NFC Options for Banks

In response to the blog about "Google partners Citi and MasterCard on NFC m-payments", I thought I would give you my thoughts on the NFC options that are out there. It might only be Citi for now, but I suspect all of the major banks are looking at this. There are effectively 3 ways of achieving NFC in your phone/mobile device and each ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-invoicing growth 2010 in Finland

2010 was a good growth year for e-invoicing using the Finvoice standard in Finland. 71% growth – now 14,4m (good bank statistics available). This would on EU-level equal 1 billion invoices. 1,1 million e-invoice requests-to-receive) were sent – EU equivalent would be 71m. Other formats (TEAPPS and Edifact ) exceed 100m in a conservative estimate. ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

On our way to the Singularity

Ray Kurzweil eminently presents his views in this video. Singularity it will be – maybe not dramatically – like the Computer with its superior artificial intelligence having become so good at improving itself and its friends (with exponential speed) that It one day will stand up and say: “Thank you humans for having created me. I will take over fr...

/payments Innovation in Financial Services

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

IPS in review

As the IPS conference in London drew to a close yesterday one theme was coming through loud and clear: there are plenty of new payments methods emerging into the mainstream, such as mobile, and lots of new ways to interact with customers. The innovation in the retail banking sector is impressive, but it seems not to be met by an equal level of inn...

/payments /wholesale

Nick Green

Nick Green Consultant at ISD Consultants

Happy Birthday PDQ

It’s hard to believe that the I installed first online transaction capture point of sale terminal on March 25th 1986 and today there are millions of them worldwide (see the original press release here (http://www.isdconsultants.com/pdq/pdq.pdf). The original name for the Barclaycard terminals was Darts but just as the product was launched the Ford

/payments

Retired Member

Retired Member 

Customer created bank services

Instead of each bank creates their own new services, is there a need for customer created banking services? Current world Today if I have a new and brilliant idea of new banking service, I tell my own bank this idea. Most of the times (9999/10000) it is automatically rejected. This means that I don't go to other banks and get same feedback. Idea My...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Cutting costs is not enough

Yesterday at the IPS conference in London, a major theme emerged for payment banks: managing costs is no longer enough to maintain a successful payments business – banks simply have to become more efficient. Overlaying this realisation is the concern surrounding regulatory reform. At the conference, 67% of attendees admitted that regulatory reform ...

/payments /wholesale

Steve Scott

Steve Scott Senior Product Manager, Business Banking at Temenos

Real Time Reconciliation Crucial To Managing Liquidity Risk

It's interesting to hear it said at IPS2011 that performing real time reconciliation is crucial to managing liquidity risk . I would agree with this but for the fact that if the demand is really there then why is it that the necessary data is so hard to come by? Crucial implies that this is must have data, but what are banks doing to ensure tha...

/payments /regulation SWIFT Matters

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