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5257 Results from /payments

Steve Scott

Steve Scott Senior Product Manager, Business Banking at Temenos

Real Time Reconciliation Crucial To Managing Liquidity Risk

It's interesting to hear it said at IPS2011 that performing real time reconciliation is crucial to managing liquidity risk . I would agree with this but for the fact that if the demand is really there then why is it that the necessary data is so hard to come by? Crucial implies that this is must have data, but what are banks doing to ensure tha...

/payments /regulation SWIFT Matters

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Saying goodbye to the old...

I blogged earlier this week about the importance of payments and banks adding value for their corporate customers, which is being highlighted at IPS. Electronic payment volumes are still increasing and banks have to look at how they are being managed and processed. But for many institutions this can be easier said than done. The past 30 years ha...

/payments

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Will transaction banking please step forward?

The provision of payments is a fundamental function of banking, practically as old as money itself. But since the introduction of cheques more than 350 years ago, the payments landscape has been evolving continually, due to changing customer requirements, competition, legislation and technology. The speed of change has increased in recent decade...

/payments /wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

This is ISO20022 invoice message standard

Some confusion and negativism has been seen around the splendid progress in e-invoicing standardization. This text by Stig Korsgaard is very useful: “The following sets out the background and also the reasons why the ISO20022 Financial Invoice message standard under the ISO20022 standard was developed; what characteristic the final message standar

/payments Innovation in Financial Services

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Preparing for IPS

As we prepare for the IPS event in London, I am looking forward to the presentations and conference sessions, of course, but I think I am looking forward to the one-to-one discussions on the stand even more. There is no doubt that this is an exciting time in the industry and there are still a lot of changes happening. I am expecting three topics o...

/payments /wholesale

Retired Member

Retired Member 

Direct debit vs e-invoice

For some countries, direct debit is the main payment system, whereas some countries like to push e-invoice to be main payment system. Both are really good ways for merchant but also for consumers to receive/ pay money. When talking with merchant, their only worry or request is to get money as easy as possible without scarifying too much energy or r...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Why Do Checks Still Dominate B2B Payments in NA? Cont'd

Why do companies continue to pay by check? In part four of the series “The Top 5 Reasons Why Checks Still Dominate B2B Payments,” I explore the challenges surrounding the perceived need for IT resources. Reason #4 - IT Resources. Every IT department will tell you that they have more projects to do than they have resources and budget to accomplish...

/payments Payments strategies 2015-2020-2030

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Stakeholder Management and Communication

Stakeholder Management and Communication are two areas where the SEPA programme has been particularly weak. The payment schemes were not developed "by banks in close dialogue with customers" as the EPC claims; one of the main complaints of the other stakeholders is that the EPC developed the schemes in isolation from the users; users wer...

/payments

Brett King

Brett King CEO & Founder at Moven

Apple puts NFC on hold? Let's relax...not

There's rumours flying around about Apple possibly pulling out of their previous NFC (Near-Field Communications) launch commitment for the iPhone 5. Of course, Apple has neither substantiated or denied these rumours. However, I can already hear a collective sigh of relief from many of the card product teams globally who now think they have another...

/payments Innovation in Financial Services

Retired Member

Retired Member 

EC and standards - getting what you wished for

Banks have been working on standards for inter-bank credit transfer messages for around 50 years. Those standards have typically been used for cross-border credit transfer systems and not for domestic systems. However, as a political and strategic goal of the European Union is to have a single market – one large “domestic” market – it’s always b...

/payments

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