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5169 Results from /payments

Matt White

Matt White North America editor at Finextra

EBAday: a single migration end-date for Sepa?

For the first time in a long time Sepa hasn't really dominated EBAday. Finally, it seems, we're nearly there on migration end-dates and can start concentrating on other matters. The EC's Michael Thom told delegates at the migration session that the commission is now ready to get down to negotiations with the European Parliament and an agreement sho...

/payments /wholesale EBAday

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Reaching true differentiation

A broad range of activities - and not just cost cutting - must be adopted if a financial institution's market share is to be maintained and managed, and are imperative if market share is to grow. Consider a scenario in which every organization provides the same processing to ensure regulatory compliance. In this situation, there is little a custome...

/payments /wholesale EBAday

Retired Member

Retired Member 

SEPA as driver for payment and e-invoicing improvements

(original interview from www.FDE.com) The processes that dictate cash flow are moving online as e-invoicing and e-payment become more common, but in the payments space there is much to be done as companies move towards SEPA compliance. Now is the time to act, says Tonnis de Boer of payments consultancy Innopay, and independent advice could make a

/payments

Vilmos Levente Kovacs

Vilmos Levente Kovacs Managing Director at Simplexion Informatikai Kft.

Is it worth to establish a European card company?

It seems that the biggest European banks find the time has come to establish an own card company. Can be a new card company successful against the duopoly of VISA and MaterCard, so that China wants to establish its own one? It's not easy to answer yes to that question at first sight. However note that the NCF (Near Field Communication) chip integr

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

mybank

The session where EBA Clearing explained the launch of 'mybank' its new online payments facility, targeted for go live in 2012, was interesting. The concept being that when you click 'pay' it takes you to your online banking portal allowing you to login in the usual way. So no need to remember additional usernames and passwords or give your account...

/payments EBAday

Matt White

Matt White North America editor at Finextra

EBAday: online payments - it's all about mobile

Unsurprisingly, EBA Clearing's just-announced plans for a pan-European e-payments service - dubbed mybank - took up a fair chunk of EBAday's ‘innovation in online payments and e-services' session. There was just a hint of choreography in Thuiswinkel.org's Wijnand Jongen declaring that his industry is desperate for a bank-backed cross-border payment...

/payments EBAday

Gary Wright

Gary Wright Analyst at BISS Research

RBS star steals the show

Brian Stevenson, Chairman of Global Transaction Services at RBS gave the best presentation of the day at EBA Day. He clearly described the many challenges facing banks in the world today within an economic and global trade shift and everything from political intervention in markets to the risks of fraud and cyber crime. This was a joy to listen to...

/payments EBAday

Gary Wright

Gary Wright Analyst at BISS Research

Hot lady lights up e-invoicing

Now e-invoicing is not really a name on anyones lips but at EBA Day we heard that perhaps it should be. The session was not vastly populated but us hardy soul were perked up by the hot lady from Swed Bank livened everything up by demonstrating how her Bank have been providing e-invoicing since the mid nineties. It's now a big revenue earner and pr...

/payments EBAday

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

EBAday blog pt. 2: Innovate and cut costs

An ongoing squeeze on budgets, combined with unprecedented levels of external scrutiny of both operations and performance, has created a situation in which improving the cost base has become paramount for most banks. Nonetheless, cost cutting need not be an insurmountable obstacle to innovation. Indeed, it may be a key driver of it. The new market...

/payments /wholesale

Retired Member

Retired Member 

Are EMI and PIs stealing the show?

Part of the first session at EBA Day focused on the new entrants to the market, E-Money Institutions (EMI) and Payment Institutions (PI), facilitated by the introduction of the EU Payment Services Directive (PSD) and E-Money Directive. With both directives encouraging competition and opening up the markets to new entrants it is not surprising to le...

/payments EBAday

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