Join the Community

22,414
Expert opinions
44,421
Total members
419
New members (last 30 days)
158
New opinions (last 30 days)
28,831
Total comments

Latest expert opinions

clear
clear

4846 Results from /payments

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

When Will Payments Innovations Become too Hard to Follow?

This is a question I am thinking of for some period now. Innovation in payments is made for the customer... most at least! But it is all going so fast, that I wonder how long the Industry will be able to make profits out of it. Of course, as in many topics I am just a newbie asking himself some dull questions from time to time. But last week Chris ...

/payments /retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Equal treatment will make e-invoicing easier

COUNCIL DIRECTIVE amending Directive 2006/112/EC on the common system of value added tax as regards the rules on invoicing Snippets – emphasis mine: “(8) Since the use of electronic invoicing can help businesses to reduce costs and be more competitive, current VAT requirements on electronic invoicing should be revised to remove existing burdens an...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

B2b e-invoicing transactions growing fast

This case (e-invoices received by SMEs) represents quite well the market trend in Finland. The trend on the e-invoices-sent-by-SMEs has been steeper and the volumes much higher as so many invoice receivers (state sector, most big cities, most large enterprises) have set deadlines for accepting paper or e-mail invoices. Structured data should for a...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Sweden, Denmark,USA,Finland..

Leaders in the Economist digital economy ranking. The survey appears to be very thorough - but I would put more weight on productivity improving innovations starting from the highest and massive volumes - invoices, payments, card transactions, accounting automation, e-banking etc. Also try to measure public-private partnerships aiming at economy o...

/payments Innovation in Financial Services

Retired Member

Retired Member 

A Multifaceted Approach to Fraud Prevention

Fraud is serious business. A recent report from PwC cited that hacking attacks overall are costing UK businesses at least £10bn a year. Fraud reduces customer confidence and brand integrity. Merchants however can fight back by taking measures to limit fraud exposure from the outset. How? By implementing comprehensive fraud and risk management pro

/security /payments Information Security

Retired Member

Retired Member 

On-line Business Banking, How Can It Be Secured?

As if security managers at banks and other financial institutions don’t have enough to worry about, a recent article has pointed to another threat that must be dealt with—hackers remotely taking control of customers’ computers to make unauthorized funds transfers. This raises a critical issue: the importance of securing the front-end of a system i...

/security /payments

Retired Member

Retired Member 

Waiting for the SEPA Godot

On 7 June 2010, the newly-established SEPA Council met for the first time, and it is reported that migration end dates were discussed. No further news on that particular point has yet emerged. We all know that large parts of Europe effectively close down either in July or August or both, so nothing much is likely to happen until after the summer, a...

/payments /wholesale

Retired Member

Retired Member 

The Death of the Meeting: I Blame Technology

It was in a meeting the other day that I finally realised that I am getting old. As I made my weary way home, I mused on this sudden insight and found myself reminiscing about the old days, when meetings were meetings, and not a collection of people gathered in a room devoting over 50% of their time to a call received on their mobile phone, or a ...

/payments Transaction Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The future of VAT - automatic and real time

http://boharald.blogspot.com/2010/06/future-of-vat-automatically-real-time.html We all know that today’s VAT reporting and payment process is mildly speaking cumbersome and expensive for 24 million enterprises in EU – eating into their global competitiveness. We also know that it is a very costly operation for the tax authorities (waste of tax pay...

/payments Innovation in Financial Services

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

Q Eurozone Deflation and Clearing Houses Mechanism

Please, may I get an answer to following 2015 hypothetical scheme: In the case ECB' s Board will announce the negative discount rate ( official rate under ZERO level) as a long-term lasting new doctrine for a battle with deflation in eurozone, what may happen then? cont. copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/g...

/payments /sibos Payments strategies 2015-2020-2030

Now Hiring