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Paul Love

Paul Love VP Business Development at Konsentus

EFMA day three. Understanding, agreement and opportunities

The presenters and panellists on day three of EFMA will surely have felt the pressure to deliver after the fantastic first two days of the conference, and I must say that the sessions I attended lived up to expectations. In the first session of the day, Gerard Hartsink, provided a clear overview on the progress of SEPA, the SEPA Cards Framework a...

/payments

Paul Love

Paul Love VP Business Development at Konsentus

EFMA - innovation and variety on day two

Well the confidence and optimism from Wednesday was still evident at the end of yesterday. Last year people had ideas, this year they are actually doing something about them and actively looking for opportunities, which is such a positive sign for the industry. For me, day two was about innovation, looking at the technology we use and what the f

/payments /retail

Paul Love

Paul Love VP Business Development at Konsentus

EFMA - looking back at day one

The EFMA conference is a regular event in my calendar, and as I travelled there on Tuesday the omens were looking good. I bought my breakfast at the airport with contactless Visa Paywave and the sun was shining when I arrived in Paris. It promised to be a great week. My mood was somewhat dampened yesterday when I woke up to damp and dismal weather...

/payments /wholesale

Retired Member

Retired Member 

SEPA Widdershins

The European Payments Council (EPC) recently achieved its 8th birthday. Back in 2002, the road to SEPA probably looked fairly straightforward - the EPC would develop the payment schemes and frameworks necessary to realise SEPA, and market forces would ensure a smooth transition from the fragmented payments landscape of the time in Europe to the ca...

/payments

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Were you bothered about Sepa? One of you was...

I asked yesterday if anyone was 'bothered' by ongoing march of Sepa. Well one of you was. Emmanuel Léchère of the Market Intelligence Group at Paris-based institutional investor, bfinance International, called me up yesterday to say he thought I had the dates reversed in regards to an end-date for Sepa Direct Debit and Sepa Credit Transfers. I ha...

/payments

George Ravich

George Ravich President at Ravco Marketing, LLC

Transaction banking: monetising the data goldmine

Lowly transaction banking – that backwater business that revolves around processing transactions –has only recently begun to receive proper recognition as a major contributor to the bottom line. Having produced steady growth and profits throughout the past several years it may just become a strategic asset for banks. With low risk and high return

/payments /sibos Transaction Banking

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The Sepa Poll - Are you happy or 'not bothered'?

I, for one, like to keep our treasured Finextra Community on their toes. So in the run-up to Sibos, I am running a Sepa Poll. I hear from many in the industry that Sepa is really only a priority at banks because of the regulatory mandate, and in fact, that mandate is not really enforced all that rigorously. What do you think? Are you eagerly awaiti...

/payments

Alexander Mifsud

Alexander Mifsud Co-Founder and CEO at Weavr.io

Who's next in online payments innovation?

The web is currently awash with innovations to monetise social networks and digital business. Google has continued its buying spree by acquiring Jambool which means that it can integrate virtual currency software to its services. The move is indicative of the efforts of many in the industry at the moment to establish the yet-to-be-defined blueprin...

/payments

Paul Love

Paul Love VP Business Development at Konsentus

Is the UK turning the corner?

According to the Bank of England there is over £52 billion in cash circulating in the UK economy today. That's enough to buy 232,000 homes all over the country or the Lloyds Banking Group, at today's prices. Yet as many of us know, the use of paper cash and coinage is in decline. According to the payments council, the amount of cash withdrawn from...

/payments

Retired Member

Retired Member 

Canada shows how EMV migration can impact fraud

The voices calling for the U.S. to migrate to EMV have been growing louder over the past few months with Walmart, T-Mobile and even the Federal Reserve calling for or discussing the move. Meanwhile, just across the border, the United States’ close northern cousins in Canada have already taken the decision to make the move and are well underway in...

/payments Information Security

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