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402 Results from 2024, /payments

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

2024 Fintech Forecast: The Year of Flexible, AI-Powered Personalised Credit

In the UK, 2023 was dominated by the continued impact of the cost of living crisis and rising inflation, leading to tighter budget restraints and growing consumer demand to have more control over their finances. In 2024, I I predict the desire for flexibility will continue, through growing demand for new features and technologies such as Buy Now, ...

/payments /predictions Artificial Intelligence and Financial Services

Scott Dawson

Scott Dawson CEO at DECTA

Survival of the fittest: Why low fintech investment can be good for Fintech

“Hard times create strong men, strong men create good times, good times create weak men, and weak men create hard times.” This quote from author G. Michael Hopf (which in modern terms obviously relates to all human beings) has spread far beyond its origins in a middling science-fiction novel and has become a catch-all explanation of ‘decadence’. ...

/payments /predictions Fintech

David Hensley

David Hensley Founder at Enryo Limited

If I could improve one thing this year

If I could improve just one thing in the payments industry this year, it would be fostering greater financial inclusion through seamless integration and accessibility. Now this might sound broad, but that is intentional as it encompasses several key aspects: 1. Bridging the gap between the "banked" and "unbanked: Millions of individu...

/payments /inclusion Financial Inclusion

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

UK Open Banking Payments in 2024

A year ago, I believed UK Open Banking payments were on a roll. Total payment initiations for 2022 were 68 million payments, an increase of 171% over 2021, showing a strong foundation for Open Banking. At this rate, I believed 1bn payments a year could be reached in 2025, a level where Open Banking would be firmly established in the UK payments la...

/payments /predictions Open Banking

Santosh Radhakrishnan

Santosh Radhakrishnan Chief Commercial Officer at XYB Limited

No 1. Unveiling Coreless Banking - The Future of Banking.

Over the next few weeks, I will provide a definitive guide to the next evolution of banking technology – Coreless Banking. Amid a period of unprecedented digital and technological transformation, fast-changing consumer, business and market demands, and regulatory challenges, banks face a dilemma. At the heart of any bank sit several core banking s...

/payments /retail Banking Architecture

Iain Swaine

Iain Swaine Director EMEA, Global Advisory at BioCatch

Most Surprising Fraud Scams and What to Expect in 2024

Fraudsters are fickle. What’s new is old in the world of cybercrime, with fraudsters often just repackaging up an old attack with a new bow. But it is for this very reason that it is so difficult to predict the next move they’ll make. Recently, we reached out to a team of industry experts and practitioners to get their perspective on one question...

/payments /crime Banking

David Hensley

David Hensley Founder at Enryo Limited

My Crystal Ball for Payments: Key Predictions for 2024

2023 saw the payment industry in a whirlwind of innovation, with open banking on the rise, BNPL facing regulatory scrutiny, and the war for digital wallets intensifying. As we peer into the future, 2024 promises to be just as exciting, with several key events poised to reshape the landscape. Here are five predictions for the year ahead: 1) Real-ti...

/payments /predictions Trends in Financial Services

Aleksandra Kitina

Aleksandra Kitina Head of Marketing at COLIBRIX

Where Finance Meets Sustainability: Shared Visions and Opportunities

Stepping into the lively fusion of finance and sustainability, we find ourselves in a space where the traditional rules are rewritten. According to Global Market Insights, the sustainable finance market is projected to grow at a robust CAGR of 22.4% between 2023 and 2032, driven by the rise of impact investing. This remarkable trajectory is propel...

/payments /sustainable Trends in Financial Services

John Bertrand

John Bertrand MD at Tec 8 Limited

Will HSBC become the Google of Forex?

Brilliant start to the year with HSBC head of wealth announcing a new Foreign Exchange (Forex) app to take on Wise (1). The app is for existing and new customers wanting to make foreign exchange transactions instantly. This activity fully supports the 695th Lord Mayor of London Lecture on “Harnessing Entrepreneurship to Build a World-Class Economy...

/payments /markets Banking Strategy, Digital and Transformation

Donica Venter

Donica Venter Marketing coordinator at Traderoot

Payment and Tech Trends Shaping the Future

Keeping up with banking trends is not easy, especially when the competition is so tough, and the trends are ever developing. In this article, we look at some of the top trends banks should be exploring to avoid losing customers to fintech disruptors. In this blog post, we outline five key trends shaping the payments industry: Contactless Payments; ...

/payments /predictions Fintech

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