Join the Community

22,722
Expert opinions
43,857
Total members
362
New members (last 30 days)
192
New opinions (last 30 days)
28,925
Total comments

Latest expert opinions

clear
clear

402 Results from 2024, /payments

Santosh Radhakrishnan

Santosh Radhakrishnan Chief Commercial Officer at XYB Limited

No 2. The Evolution of Core Banking Technology – From Mainframes to Beyond Cloud

To understand why coreless banking is such a paradigm shift, we must travel back in time and track the evolution of banking channels, products and services. Let’s rewind 60 years to a world before core banking when the first computer was used to automate paper ledgers. In 1959, Barclays was the first bank to buy an electronic computer, an Emidec ...

/payments /retail Banking

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Machine Customer : The awesome power of technology

Machine Customer refers to software programs, autonomous devices, or both that act as actors engaging in transactions such as purchasing goods and services on behalf of humans or other machines. In contrast to conventional automated systems, machine customers can adjust their behavior over time and make decisions based on various criteria instead o...

/payments /people Business

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Biggest Payments Industry Trends of 2024 (and How to Implement Them Now!)

Emerging Digital Payment Trends As we usher in 2024, the payments industry stands on the threshold of a new era, marked by an accelerated pace of innovation. This dynamic landscape is a testament to the sector's agility in responding to the rapidly evolving demands of the digital consumer and the forward march of technology. What payment trends ca...

/payments /retail Banking Strategy, Digital and Transformation

Anish Kapoor

Anish Kapoor CEO at AccessPay

Corporate Payments in 2024: APP fraud, ISO 20022-readiness and generative AI

The start of a new year is a natural time to consider what lies ahead. Here, we look at four key themes in corporate payments: Authorised Push Payment (APP) fraud, operational resilience, generative AI and ISO 20022, and consider what lies in store for 2024. Authorised Push Payment Fraud Combatting APP fraud will be high on the agenda for many orga...

/payments /predictions Finextra site news

Retired Member

Retired Member 

The Resilience of Credit Unions: Shaping the Future of Consumer Loans

Introduction While credit unions have experienced a slight slowdown in growth, they have proven to be more resistant to market fluctuations compared to banks. Despite facing challenges, credit unions have managed to maintain their share and even make gains in specific sectors. This article explores the recent trends in credit unions' consumer loan...

/payments /markets Banking

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Art of Checkout: Digital and Physical Shopping Experiences

Every business inevitably engages in a checkout journey. In B2B contexts with low-volume but high-value transactions, this can be a lengthy, manual process. Nevertheless, the same three key steps can always be identified: Finding and Selecting a Product or Service Collecting and Delivering the Product or Service Paying for the Product or Servic...

/payments /predictions Payments strategies 2015-2020-2030

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

On Demand Pay

"On-demand pay" allows employees to request a portion of their compensation before the next pay period. This is especially beneficial for personnel who may encounter unanticipated financial obligations. The provision of "on-demand pay" grants personnel the flexibility to withdraw accrued wages at their preferred time. Along with...

/payments /retail Banking

Sarah-Jayne Martin

Sarah-Jayne Martin Director, ICA Global AR Practice at Quadient

Making accounts receivable the CFOs secret weapon

All too often the finance function is seen solely as a back-end department. The role of the accounts receivable (AR) team is to process invoices – ensuring that they are paid on time and following up with customers who are late on payments. However, forward-thinking organisations and strategic CFOs are starting to realise the potential of the AR fu...

/payments /cloud Financial Transformation

Megan Harrison

Megan Harrison Head of Marketing at Vyne

Three ways Open Banking can benefit travel money businesses

Open Banking is shaking up the fintech and payments world, no doubt you've heard of it. It's a framework that enables banks and financial institutions to securley share financial data with other regulated providers in order to create more personalised services and value for consumers and businesses alike. With Open Banking payments, businesses ar...

/payments Open Banking

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

How AI Can Take Readability Of Bills And Statements To The Next Level

In Bills And Statements Are Hard To Decipher, we noted that it was very hard to read bills and statements from banks, ecommerce companies, retailers and other industries. We took two examples and did a deep dive to understand the full extent of the indecipherability problem: Ecommerce Bill Bank Statement In this post, we will examine the root c...

/payments /retail

Now Hiring