5266 Results from /payments
Retired Member
NFC World ran an article on 5S "likely" to have NFC, citing investment bank Jefferies who said that "based on our checks, likely updates include a new super HD camera/screen, a better battery, and NFC." I wonder what those "checks" were... Supply chain inventory? Design drawings? Or details of Apple's commercial model...
11 December 2012 /payments Innovation in Financial Services
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
There has been a spate of ads and announcements over the last 3-4 weeks by banks in India about the introduction of the new Cheque Truncation System, CTS-2010, from the new year. For the uninitiated, CTS transforms cheque clearing from a paper-intensive to a digital process whereby only images of cheques move between the payer bank, payee bank a...
06 December 2012 /payments /retail
On March 23, 2010, the Patient Protection and Affordable Care Act (PPACA) was signed into law. Section 1104 of the PPACA requires the adoption of operating rules for health care electronic funds transfers (EFT) and electronic remittance advice (ERA) transactions. The goal of section 1104 is to reduce the administrative burden on healthcare provi...
05 December 2012 /payments Payments strategies 2015-2020-2030
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
In New York, in the early 1990s, there was a spate of serial robberies where muggers specifically targeted young Puerto Rican bus boys walking home late at night (or early morning) after a shift at a restaurant. Why, you ask? Why did the Gotham thieves target bus boys - as opposed to mailmen or trash collectors or late night revellers or any other ...
04 December 2012 /payments Finance 2.0
Some of my regular followers here at Finextra were curious as to why I have not been blogging lately. I normally write about practical and relevant issues, and it's getting harder and harder for me to do that without stepping on some NDA here or there. Also, several companies are now shifting their focus to our main playing field, and I don't want ...
04 December 2012 /payments Innovation in Financial Services
Andre Malinowski Head of International Business at Computop GmbH
With the increasing complexity of the world’s consumer markets, businesses face various challenges when it comes to expanding their footprint into the different corners of the world. Diverse government structures, unique social and business cultures, and an ever-changing array of legal requirements and compliance policies make it difficult to over...
03 December 2012 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Europe 17.12.2008 Dear Santa, We have been really nice, technology-neutral and hardworking Experts this year and look forward to You bringing us a few presents to play around with in 2009. The first wish is a book - more precisely a handbook. We namely wrote a letter to the EU Commission in July and asked for Equal Treatment of paper and e-invoici...
03 December 2012 /payments Innovation in Financial Services
Last week, Deutsche Bank ran a SEPA outreach event, bringing the practicalities of migration to SEPA compliance to a large group of their current and prospective clients. The end date of course is February 2014. But with code freezes typical at year-end, for all intents and purposes SEPA compliance projects need to be complete a year from now. For ...
29 November 2012 /payments Transaction Banking
The regulatory position on interchange fees in Europe over the last 5/10 years has shifted significantly. Whereas in the 1990’s and as late as 2002 the competition authorities gave the international card schemes clearance when they filed their interchange fee arrangements (albeit the latter one with conditions) now the regulators seem to be very ...
26 November 2012 /payments
eBilling and eStatements: what are your paperless options for 2013. When it comes to electronic delivery of documents to your consumers and business customers, there are three choices: build your own self-serve portal (and mobile website or app), use a third party consolidator, or deliver them via email. Lets examine the pros and cons of each: I...
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