5159 Results from /payments
Retired Member
I was joking, of course, but I bet many of you were not surprised - hardly a week goes by without some "m-wallet" announcement here or there. How many more m-wallets need to be launched before it becomes a four-letter word? In fact, how many wallets does a consumer need? Just one! The one which works in both physical and online worlds - a...
22 June 2012 /payments
Background Social media is extending the disruptive impact of digital era across a broad range of functions. While critics and naysayers discount it as fleeting distraction, history suggests otherwise. For instance, during advent of television, media could barely laugh it out only until half-minute commercial ads wiped out print ads. Recent dawn o...
22 June 2012 /payments /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
This will grow very fast as: 1. Almost all enterprises have signed up for e-invoicing services (201 000 with banks by end 2011 – 85% of all active). All have not yet started to use the services but will have to as: 2. The state sector and many enterprises have stopped scanning and return paper and PDFs.
21 June 2012 /payments Innovation in Financial Services
Brett King CEO & Founder at Moven
It was announced yesterday that Facebook is going to start phasing out their Facebook Credits system. If you've been watching my commentary over the last few years, I had entertained Facebook becoming a sort of default currency for the web because of the platform's ubiquity. However, like many things online, users and developers collaborated to cr...
The Australian Payments Clearing Association (Apca) recently confirmed it will not be closing the country's cheque clearing system, following a year-long consultation with payment stakeholders. The review was commissioned on the basis of evidence showing a widespread decline in cheque use which came down by 60 per cent over the past decade and a th...
18 June 2012 /payments /retail
There are a lot of things that keep chief security executives up at night including disasters, theft of intellectual property, budgets, compliance, training and securing mobile devices. Added to this list is a growing awareness of the financial liability associated with a data breach. There have been well-known reputable businesses who have suffe...
18 June 2012 /payments Payments strategies 2015-2020-2030
If you are a friend of mine and you think I owe you some money, please feel free to take it from my bank account: 10-11-12 98765432. If you were wrong, I'll sort it out myself after you've taken the money from my account. If you were not a friend, well, I'll sort that out too. Hopefully. Even if that takes me hours. The above may sound strange, yet...
18 June 2012 /payments Innovation in Financial Services
Cardless ATM withdrawals. Now that RBS/NatWest stole the thunder and even such non-bank companies as Ukash offer cardless ATM withdrawals, Barclays has to catch up. Banks have the luxury of being able to add new functions and services to their own ATMs without getting the LINK network involved. It shouldn't take Barclays long to integrate such a &...
13 June 2012 /payments Innovation in Financial Services
Secure: what consumers really want When it comes to the Internet, mobile or not, you hear the word "secure" frequently these days. There are many concepts that are presented as directly related to security - verified, authenticated, trusted, protected, encrypted and so on. Yet, none of them address the true expectations of a consumer in ...
12 June 2012 /payments Innovation in Financial Services
Masha Cilliers Advisor, Director, NED at Independent
Pretty much every day we are reading about a new payment method, another start up and another way to pay online or over the mobile phone. But if you are a retailer/merchant, how does that help you choose what is the right option for you? I would argue that it's becoming increasingly different to filter out what is the marketing noise, what is in...
11 June 2012 /payments
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