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4855 Results from /payments

Retired Member

Retired Member 

Forecast 2012 - Thirteen Truths of Pipeline Management

T H I R T E E N T R U T H S O F P I P E L I N E M A N A G E M E N T Truth #1: The first truth of pipeline management is, as you might expect, that a strong pipeline avoids the quarter end crunch. You need enough qualified opportunities at each stage. One of the important things about a pipeline is its shape. Imagine two funnel shapes, one ...

/security /payments

Retired Member

Retired Member 

Better Joy Through Finance

The holidays are, for some, an unbearably stressful time of year. The food, the parties, the relatives, and, of course, the gifts, all conspire to make miserable what should be fun and enjoyable. Here at DRS Advisors we are always looking for ways to apply the power of financial engineering to making life more enjoyable, if ruthlessly practical ...

/payments Finance 2.0

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

An endless challenge? Or a new beginning?

In my last blog post I wrote about the problems banks will have with fraud detection when the three day payment process window shortens dramatically from January 2012. Because existing risk-engine strategies do not have the benefit of knowing the real-time status of the card holder, banks struggle to determine which transactions are fraudulent and ...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

I can't believe you did that Co-Op

It baffles my brains that a bank would even consider buying 632 branches off Lloyds when they don't even have any investment in mobile banking. They have just made a big investment in the past and Lloyds and Virgin know it. Not only that, but the bank is a social bank. Co-operative mission statement... "We, The Co-operative Bank, will cont...

/payments /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Saving tax payers' money

We have on many occasions stressed the need for the public sector to more aggressively - save their own operating costs, - help enterprises to save cost, - drive enterprises across digitalization thresholds - cut CO2 - make the single market real - collect VAT and other taxes due - further global standardization Migration to e-invoicing fur...

/payments Innovation in Financial Services

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

New payment rules - new mindset!

As of 1st January 2012, the three-day wait for fund transfers will be over. Banks must ensure that for all electronic payments (e.g. online banking transfers), the money reaches the payee’s account in a much more timely manner. This is likely to cause problems for banks and may well identify weaknesses in their approach to fraud management in terms...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

Why Cyber Monday proves things are not so bad after all

The festive period looms and it occurs to me that the whole idea of good will to all men doesn’t seem to extend to the political elite and a press corps bent on spreading gloom faster than the Eyjafjallajökull volcanic dust cloud. It is tough for the average Western citizen to maintain a cheery outlook on life. In fact, looking on the bright side ...

/payments /retail

Paul Love

Paul Love VP Business Development at Konsentus

Card fraud arrest 'too expensive'?!

The concern with stories like the recent one in the Telegraph about it being too expensive for the police to arrest a fraudster - so there are no consequences for the card fraud criminal - is that they erode confidence in the entire payments system. We often talk about fraudsters going for the weakest link, but we don't often think the police wil...

/security /payments

Retired Member

Retired Member 

Is Same-Day ACH In Our Near Future?

NACHA, the Electronic Payments Association, is the organization that manages the development, administration and governance of the ACH Network. They recently proposed the Expedited Processing and Settlement (EPS) amendment to the NACHA Operating Rules (“Rules”) that would enable ACH entries to be processed and settled on the same day that they ar...

/payments Payments strategies 2015-2020-2030

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

A more competitive Europe - drilling down

1. More competitive enterprises. How? Drilling down selectively: 1.1. Better products, selling, procurement and service processes – mostly (but not only) a question of digitalization 1.1.1. Accepting e-invoices from suppliers save their and own costs and 300g CO2 every time – makes for a better customer 1.1.2. Sending e-invoices (i

/payments Innovation in Financial Services

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