5167 Results from /payments
Daniel Szmukler Director at EBA
EBAday 2013 is approaching fast and the community is gearing up to discuss again the challenges that banks and their payments and infrastructure providers are likely to face in the future. As 2013 begins, the next five to seven years promise to deliver a rapidly changing landscape as increasing globalisation, electronification and mobility is expec...
18 March 2013 /payments EBAday
Retired Member
Currently real time is a hot topic in the banking industry. Last month I joined the Future of Finance Council in London to discuss why. Set up by FIS and the FS Club, some of the most influential financial experts in the UK gathered to discuss if real time is a reality and it appears it is. According to experts in the room faster payments are dri...
18 March 2013 /payments
Africa is on the rise. For the past decade the picture has been steadily improving both economically and politically. No longer is it the ‘hopeless’ continent whose media narrative was one of war, famine and poverty. It is now the continent of hope and rising prosperity where technological advancements developed there are being exported back to it...
15 March 2013 /payments
Recently, Dave Birch confirmed what I learnt the hard way at the beginning of the TEDIPAY journey: consumers are wrong. That was why three years ago we decided to follow Steve Job's advice who famously said that "it isn’t the consumers’ job to know what they want." It seems that more and more companies have started to realize that &quo...
13 March 2013 /payments Innovation in Financial Services
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
http://youtu.be/Kb3q2viAbbk Great vision. Decent preacher. If you do not know where you are going, any road will do. Or even worse - nobody is going anywhere.
Throughout the 5 years since SEPA Credit Transfers (SCT) were first launched, we have been exhorted, warned and admonished about the need to migrate to SEPA. Indeed, the nagging has become even more insistent since the end date for SEPA migration was confirmed. Some accepted the exhortations with enthusiasm, while most have prevaricated and hoped ...
12 March 2013 /payments Payments strategies 2015-2020-2030
Accepting credit card payments online has become extremely simple, to the point where the majority of a new company's time is usually spent in comparing the different types of service rather than setting up the service. There are many payment processors available, and most of them are cheap and easy to integrate into already existing websites. On...
11 March 2013 /payments Payments strategies 2015-2020-2030
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
In my opinion article titled "Impact of Regulation on Financial Services Providers" that was published in the August 2012 issue of The Journal of Internet Banking & Commerce, I'd argued that banks don't have much to fear from the slew of financial products launched by non-banking financial services providers. In response to this pie...
07 March 2013 /payments
How to commit a credit card fraud? "Simples!" - emboss card number on the card itself. The credit card predecessor (called "Certificate of Credit") didn't have a card number at all, just the bearer's name - there were not that many people who were wealthy enough to have such a certificate back in the 20s in a given area, I gues...
06 March 2013 /payments Innovation in Financial Services
McCormack told a good story about the chairman of Rolex not knowing much about the watch business as he said his company was in luxury business. What many people missed or simply didn't pay much attention to at MWC in Barcelona was Apple's absence. What business is Apple in? IMO, UX. Someone said Apple is about quantum leaps, not incremental steps...
02 March 2013 /payments Innovation in Financial Services
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