4855 Results from /payments
Andy Morris Risk Business Solutions Consultant at ACI Worldwide
Two sets of industry statistics were published this week, with different and conflicting information: BBC quoted statistics from the UK Card Association that plastic fraud losses were down by 7% to £341m, attributed to 41% fall in fraudsters impersonating card holders. Whilst CIFAS reported increase in Account takeover up 18%, account misuse (first...
07 March 2012 /security /payments
Andres Fontao Partner at finnovista
High expectations were put into place with the series of announcements leading up to MWC last week, as well as during the weeklong event itself. With all the hoopla surrounding the press announcements, joint ventures and acquisitions that transcended geographies, technologies, industries and socio-demographics, it would appear that mobile financia...
07 March 2012 /payments Payments strategies 2015-2020-2030
Retired Member
During the last week of February, I had the pleasure of attending the EACHA Payments Forum in Frankfurt. This conference was remarkable. I have seldom enjoyed such an intense focus on payments and it was an unexpected bonus to be able to step out of my role as a payments consultant and really see SEPA and European payments from the perspective of ...
04 March 2012 /payments
We might remember 2012 as the beginning of a golden decade – the era that small business value creation became easier and more abundant in driving Global GDP. There has been no better time to own, start and run a small business than right now. Particularly online businesses. The economics of the internet has profoundly closed the resources gap ...
04 March 2012 /payments Innovation in Financial Services
Nick Ogden Chairman at Ogden Research
As another successful MWC comes to a close, I wanted to take a step back from the inevitable smartphone model announcements, and think about the overarching theme of discussions this year. One topic which dominated MWC 2012 was, of course, mobile payments. Whether in terms of mobile banking, mobile as a point-of-sale, or even mobile contactless pa...
02 March 2012 /payments
Michael Wright ex-CEO, NED at Tilte, Taxd, Welleasy
For many years I have written about why PDF is the ideal process for eBilling and eInvoicing alike. The proof is in the adoption statistics – ‘push’ email billing solutions produce double or triple the adoption of paperless processes when compared to web portals. A few months ago an article by renowned eInvoicing commentator Frisco de Yong; 7 my...
01 March 2012 /payments
Over the past twelve months the payments industry has been awash with talk of NFC; when will it become mainstream and what will it look like? It is unsurprising then, that much of the mobile payment talk at Mobile World Congress this year has looked at the topic of NFC and the impact this contactless revolution will soon have on our lives. As man...
Jim Marous Publisher at The Financial Brand
In a new regulatory environment, banks are faced with changing the foundation of rewards programs that were previously funded by interchange income from credit and debit cards. With debit interchange funding gone, FIs still need to continue to find ways to improve bank loyalty and drive the desired card behavior. In addition, banks need to leverag...
29 February 2012 /payments /retail Innovation in Financial Services
It will come as no surprise that Mobile World Congress this year has been dominated by smartphones and how they impact our day-to-day lives. Figures vary, but there is general agreement that the industry has reached a tipping point; soon enough, mobile internet use will surpass that of PC use. The age of the mobile is clearly upon us. In this m...
28 February 2012 /payments
Daniel Szmukler Director at EBA
The EBA is keen to get community input on the EBAday topics for 2012 and invite bankers, corporate treasurers, and infrastructure and service providers to provide their suggestions and feedback in the 'EBAday community'. We look forward to hearing your ideas on ways and means to help progress the payments business and to foster collaboration and i...
27 February 2012 /payments EBAday
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