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5250 Results from /payments

Eric Smith

Eric Smith Senior Pre-Sales Consultant at Dynamic Partners

The death of cash - simply an urban myth?

As innovative payment technologies hit the market, like the PayPal 'check in' service that launched in London this month, it seems that coins and notes are becoming less important. As countries like Sweden appeal for a 'cashless society' and physical cash continues to cost economies vast amounts annually, one needs to ask if cash really will die o...

/payments

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Retired Member 

Making Sense of Bitcoin - Part 2

When Tim Berners Lee invented the World Wide Web, I doubt he could have envisaged the multitude of uses for the HTTP protocol and the business transformation it would cause. The disruption to existing business, entirely new business and new modes of human communication that would arise could not have been easily foreseen. In the similar way, a ...

/payments

David Divitt

David Divitt Senior Fraud Product Manager at VocaLink

What's really behind the Courier Scam?

The recent article talking about the “Courier Scam” published in The Guardian is an interesting read for those of us in the industry, and an important one for both consumers and banks to pay attention to. While the police’s explanation of the scam seems plausible, I actually think the scam may have been even more sophisticated. The police figured t...

/security /payments

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Retired Member 

Making Sense of Bitcoin - Part 1

Bitcoin is rapidly emerging from the primeval swamp land of crypto anarchists to be of significant interest and potential impact to the established payments industry. Now well beyond its nascent stage, the bitcoin network is one of the largest distributed computer network on earth – it would be prudent therefore to ask if it is doing anything us...

/payments

Brett King

Brett King CEO & Founder at Moven

Bitcoin is real - get over it...

Recently I have been embroiled in an interesting debate on Finextra.com regarding the death of cash, or as some may classify it, the premature assassination of cash. Connected with this the threat of BitCoins have recently been extolled throughout the media with the intensity only normally afforded more existential threats such as terrorism or lar...

/payments /regulation Innovation in Financial Services

Retired Member

Retired Member 

There is no 'we' in contactless EMV

Just "me, me, me!": although there are some "contactless EMV" standards, each card scheme (Visa, MasterCard and Amex) requires separate testing and certification of contactless terminals. That is simply insane! Add transit-related issues with NFC to the equation (bearing in mind that transit is the key driver for mobile payme...

/payments Innovation in Financial Services

Martin Ruda

Martin Ruda Managing Director at Tall Group

Making Business Process Outsourcing Work Harder

Many UK companies within the financial services sector are realising the potential benefits of business process outsourcing (BPO) as an effective way of achieving savings and operating efficiencies, and better managing risk. Whilst outsourcing specific business functions and processes to a third-party organisation to drive down costs is a practica...

/payments

Retired Member

Retired Member 

What bricks and mortar banking can learn from mobile

Today innovation in banking has almost become a byword for what the next big use of mobile technology will be in helping people and businesses bank more easily and more flexibly. From m-commerce applications to digital banking platforms and personal mobile wallets, a vast number of start-ups, banks, retailers and technology vendors are all trying ...

/payments

Retired Member

Retired Member 

Australian New Payments Platform claims novel architecture

Leading the update to invited industry participants organised by the Australian Payments Clearing Association (APCA) on 29 July, Assistant Governor Dr Malcolm Edey pointed out that the Reserve Bank of Australia’s approval of the industry proposal for a New Payments Platform was not unconditional. Recalling the original brief from the RBA’s 2011 St...

/payments

Retired Member

Retired Member 

PSD2 is published

The European Commission (EC)’ s long awaited proposal for a revised Payment Services Directive (PSD2) published on 24 July 2013, has been overshadowed by its proposal for the regulation of Multilateral Interchange Fees (MIF), announced concurrently. PSD2 has some very significant content. The PSD established a legal and regulatory framework for p...

/payments /regulation Payments strategies 2015-2020-2030

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