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4855 Results from /payments

Retired Member

Retired Member 

The messy break-up with cheques

The Australian Payments Clearing Association (Apca) recently confirmed it will not be closing the country's cheque clearing system, following a year-long consultation with payment stakeholders. The review was commissioned on the basis of evidence showing a widespread decline in cheque use which came down by 60 per cent over the past decade and a th...

/payments /retail

Retired Member

Retired Member 

B2B Payments: Shifting Potential Liability

There are a lot of things that keep chief security executives up at night including disasters, theft of intellectual property, budgets, compliance, training and securing mobile devices. Added to this list is a growing awareness of the financial liability associated with a data breach. There have been well-known reputable businesses who have suffe...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Feel free to use my bank account

If you are a friend of mine and you think I owe you some money, please feel free to take it from my bank account: 10-11-12 98765432. If you were wrong, I'll sort it out myself after you've taken the money from my account. If you were not a friend, well, I'll sort that out too. Hopefully. Even if that takes me hours. The above may sound strange, yet...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Barclays PingIt: what's next?

Cardless ATM withdrawals. Now that RBS/NatWest stole the thunder and even such non-bank companies as Ukash offer cardless ATM withdrawals, Barclays has to catch up. Banks have the luxury of being able to add new functions and services to their own ATMs without getting the LINK network involved. It shouldn't take Barclays long to integrate such a &...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Secure: what consumers really want

Secure: what consumers really want When it comes to the Internet, mobile or not, you hear the word "secure" frequently these days. There are many concepts that are presented as directly related to security - verified, authenticated, trusted, protected, encrypted and so on. Yet, none of them address the true expectations of a consumer in ...

/payments Innovation in Financial Services

Masha Cilliers

Masha Cilliers Principal Consultant at Payment Options Ltd

Payment industry is heating up but is it helping merchants?

Pretty much every day we are reading about a new payment method, another start up and another way to pay online or over the mobile phone. But if you are a retailer/merchant, how does that help you choose what is the right option for you? I would argue that it's becoming increasingly different to filter out what is the marketing noise, what is in...

/payments

Retired Member

Retired Member 

This is not just a bank

This is a Marks & Spencer bank. Over the next two years, the retailer is opening 50 new in-store branches throughout the country, the first of which will launch in July at M&S's flagship Marble Arch store. This is big news. New banks don’t open every day. M&S Bank is actually a collaboration with HSBC – in many ways similar to the colla...

/payments /retail

Retired Member

Retired Member 

Bango: Bang on!

"It takes all the running you can do, to keep in the same place. If you want to get somewhere else, you must run at least twice as fast as that!" Lewis Carroll, "Through the Looking-glass" (1871) Few people these days remember Alta Vista or Excite, the Googles of the 90s. In 1999, the latter turned down an offer to buy a youn...

/payments

Retired Member

Retired Member 

Barclays: Two revolutions that never were

In February this year, Barclays introduced PingIt - a mobile platform for account-to-account payments. Antony Jenkins, Chief Executive, Barclays Retail and Business Banking said: “Barclays Pingit could revolutionise the way people send and receive money." Some journalists called PingIt a "game-changing" technology. Is that really s...

/payments

Retired Member

Retired Member 

VISA: Bottom line vs proud and loyal customers

It all started with the "clean city" concept that had nothing to do with (un)tidy streets in that case (although, there is a programme for that too): London [Olympics] Organizing Committee promised to the key sponsors that no other brand, competing or not, will be visible during the London 2012 Olympics. Some argue that such an approach ...

/payments

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