5210 Results from /payments
Charmaine Oak Co-Founder/Director at Shift Thought Ltd
Now that details regarding Android Pay have emerged, I thought it would be interesting to contemplate on how key mobile payments “ecosystem builders” as I term them, stand with respect to the ongoing mobile payments game. The latest move is Google’s announcement of Android Pay at the Google I/O conference today. This allows customers to pay at reta...
29 May 2015 /payments Innovation in Financial Services
Retired Member
Google announced Android Pay yesterday at its I/O conference. The internet giant outlined a set of APIs that will allow developers to add an Android Pay button to their app and banks to enable payments in their existing applications, facilitating in-app and in-store payments on Android devices with KitKat 4.4 and above. This is a big deal. With 70...
29 May 2015 /payments
Ralf Ohlhausen Executive Advisor at Pay Practice
Since the adoption of the first PSD in 2007, the EU retail payments market has grown significantly and several new players have emerged offering innovative solutions to consumers in the form of payment initiation services and account information services (TPPs). PSD2 formally brings these businesses into the scope of regulation, therefore providin...
29 May 2015 /payments /regulation
Daniel Szmukler Director at EBA
EBAday celebrated its 10th anniversary in Amsterdam with a 19-session program, a sold-out exhibition floor and 871 delegates. After allowing for some days to let the dust settle, it is now a good moment to share some key insights and perceived challenges ahead of us: Change: the only constant With the SEPA migration quasi completed, our industry c...
27 May 2015 /payments EBAday
Death, taxes and digital money? The old adage about two things that cannot be avoided seems to have been expanded by Citi, who said to the U.K. government that digital money adoption was inevitable. This blog describes what prompted Citi to make its digital money proclamation, summarizes their views on digital money benefits, and looks at implica...
25 May 2015 /payments
Tejasvi Addagada Enterprise Data Head at Fortune 500 financial service provider
Banks are shifting their digital prominence to bill payments and presentments with advancements in Web, Mobile and Social media along with the rise in it's customer adoption. In fact, in the years to come by, banks are going to have a level playing field with reduced product and service differentiation. Having an extra edge in customer services wh...
24 May 2015 /payments
Tom Hay Principal Consultant at Payment Systems Europe
“All I want to do is join the happy crowd behind the green door”. So sang Jim Lowe in 1956, and we’re hearing something similar from smaller banks and non-bank financial institutions today, pressuring payment clearing systems to open up their doors – if not to all comers, then certainly to a much wider community than the clique of banks who curr
19 May 2015 /payments
Anthony Pickup Consultant at Capgemini Invent
Whilst visiting a friend in Leigh on Sea I saw a sign that showed cash is still king. A ‘10% discount for cash sales above £3’ was offered at a pharmacy. This was interesting because we have been seeing reports that cards are the most popular form of payment. What this picture shows is that cash is still an important method of payment for retail...
18 May 2015 /payments /regulation
With the retail landscape becoming increasingly competitive, businesses are constantly looking for new ways to stay ahead of the competition and steal market share. Internet shopping has evolved significantly since the first online transaction over 20 years ago and with the internet knowing no global boundaries, the possibilities and reach for ret...
18 May 2015 /payments
Craig Ramsey Head of Real-Time Payments at ACI Worldwide
Rather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our customer relationships by simply implementing a pan-European Immediate Payments scheme. And the even better news is that if we implement it on ISO 2...
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