5232 Results from /payments
Retired Member
This year, Mobey Forum celebrates 15 years since its inception in 2000. From humble beginnings, the association has survived and flourished where other similar organisations have faded. In this blog, we talk to Mobey’s first Chairman, Bo Harald, and current Chairman, Jordi Guaus, to see how the organisation has evolved, the successes it has achiev...
22 June 2015 /payments
Abstract – A high level overview of Cloud Computing & Cloud based mobile financial services & mobile payments is the objective of this article. Cloud computing is easy and simple concept but some time it gets over simplify along with same reasons for payments under mobile or simplified version as mobile payments about which every single co...
18 June 2015 /payments
Barry Kislingbury Lead Solutions Consultant at ACI Worldwide
It is not very often in our industry that we get the opportunity to say there is fantastic news for banks, however that is exactly what the new ‘World Class Payments’ project, instigated by the UK Payments Council and Payment Services Regulator (PSR) is. The project has been launched to review the UK’s payment schemes, looking forward 10 years to 2...
18 June 2015 /payments /retail Payments strategies 2015-2020-2030
The more things change, the more they stay the same. This seems the case with security and mobile payments, where security has, is, and will be a significant consumer concern. This post discusses mobile payments security and focuses on/introduces an authentication continuum for different payment methods, which can contribute to further minimiz
16 June 2015 /payments
Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena
Feeling the pressure of faster payments: With increased focus on faster payments, the time window for funds check based decisioning of payments is expected to get shorter just as for other categories of business validations on a payment. This is seen to increase the risk associated with rushed decisions on payments that meet with liquidity crunch....
13 June 2015 /payments
Big data belongs to next generation of data warehousing and Business analytics and it is capable to deliver high ROI for organization. Ten years before, we were not using the same amount of data what we use now. The amount of data is doubling every two years. However, organizations have been using the tons of transactional data over the years. Big...
Ralf Ohlhausen Executive Advisor at Pay Practice
The Not So Far East: Asia, the Next E-commerce Frontier With retailers around the globe concentrating their attention on Asia as the next frontier, many make the mistake of focusing too heavily on China. Whilst China is undoubtedly Asia’s golden child, Asia comprises the largest and most populous continent with a combined population of approximate...
12 June 2015 /payments
Tom Hay Principal Consultant at Payment Systems Europe
The final compromise text for the EU Payment Services Directive 2 (PSD2) has now been published and is unlikely to change substantially when passed as legislation, probably in September this year. Some significant details are still hazy, but the thrust of the legislation is now clear, so banks need to start planning their strategy to address the r...
The issues of deficits and debit provoked occasionally heated exchanges during Britain’s recent election campaign. One objective the rival manifestos all shared was in identifying areas ‘to reduce back office costs, waste and inefficiency’ – a common desire of all businesses. Despite numerous electronic procurement and invoicing initiatives, payab...
While we all wait to learn the final terms of Apple Pay for UK participants, I would like to speculate on the choices available to Apple. Apple takes 25 to 15 basis points out of the 1.25% fee that US issuers receive. Proportionally, their cut would be 4 or 3 bps out of a 30 or 20 bps MIF for UK issuers after PSD2. Hardly worth it, when European ca...
11 June 2015 /payments
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