5254 Results from /payments
Retired Member
One could be more forgiving and attribute bad UX to "teething problems", but not when it comes to the world's largest company and expansion launch (rather than greenfield ops). Apple should have sorted all the issues I am raising here before launching in the US, let alone Europe - they have adequate resources and skills. Them not doing it...
17 July 2015 /payments Innovation in Financial Services
So, Apple Pay is finally here. Let me cut to the chase. The good Well done, Apple! Kudos for showing the way. Amazing antenna performance, thanks to AMS booster (that has now been dropped in favour of NXP). You can present the phone to the reader in a number of ways, and it still works. BTW, very few people know where exactly NFC antenna is on iPho...
16 July 2015 /payments Innovation in Financial Services
A new report on the experience of retail banking customers painted a sobering picture of a banking industry slowly loosing touch with its customer base and threatened by all sides by new innovative entrants. The new “Pay” wallet offerings by tech giants may only be the latest threat in a long list, but may be the most serious yet. The latest World...
14 July 2015 /payments Innovation in Financial Services
Charmaine Oak Co-Founder/Director at Shift Thought Ltd
Today Apple Pay launched in the UK - signalling the start of a new era. Since Apple Pay launched in USA last October, a UK launch has been expected, to mark the start of a new level of use of mobile phones for contactless payment. UK is the country that is arguably the most contactless-ready in the world, with the largest number of contactless c...
The industry’s most talked-about mobile payment method has arrived in the UK. With its seamless customer experience and Apple’s trademark cool-factor, Apple Pay is generating a buzz from businesses and consumers alike. The new contactless, mobile & digital-wallet service is, until it becomes mainstream, a method of differentiation for e-commer...
14 July 2015 /payments
Rapid growth of payment systems make's it's market prospective for software solutions suppliers. What is the most important principles for companies that work in with payment systems? What solution producers should expect for? Future market will be need in: Turn-key solutions. Today's situation says that injections into IT sphere may be the inv...
13 July 2015 /payments
When Google first launched Google Wallet, they allowed users to link to it any card of their choice. I explained why that approach was not sustainable long-term. I have a deja vu now with Barclays' bPay: they allow for bPay account to be topped up using any UK card. I do understand that Barclays are using their own acquiring arm for those top-up...
10 July 2015 /payments Innovation in Financial Services
Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena
Denied payments - the duality of Risk and Expense For years banks have borne the brunt of returned payments. It is easy to agree that the happy path flow of a payment that travels with no manual intervention and gets successfully posted to the receiver’s account is the most beneficial use of the payment infrastructure. Denied payments i.e returns ...
07 July 2015 /payments
Business travel is on the rise, and with it, travel spending and related expenses. The Global Business Travel Association (GBTA) projects an increase of up to 8.6% in global business travel spending this year. Macro trends, such as (slowly) improving business confidence and ongoing economic globalisation, are contributing to the rise. Another key ...
06 July 2015 /payments
This weekend as we joined in wishing our American friends and family around the world a wonderful Independence Day, my thoughts turned to how Payment Systems are changing in historic ways in America, in many ways setting off a chain reaction that will transform the way we transfer value, not just in the US but world-wide. The danger was that the l...
06 July 2015 /payments Innovation in Financial Services
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