Future Finance

Finextra and Oracle have gathered together some of the industry's top thought leaders to discuss, debate and analyse the key trends and issues within transaction banking, regulations and retail banking. This group will focus on upcoming regulations, new service offerings and industry debate shaping the new financial services landscape with regular blog posts, video interviews, webcasts debates and surveys.

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

What a Bank Branch will be like in 2025!

The silence is profound even as I zip at incredible speeds down a road as smooth as glass. The car drives itself while I look through my activity log using my optical head-mounted smart eye-glasses. As I look up and down, sheets and reminders flicker across the periphery of my vision, and I plan my day. Today's Friday and I have a great deal to do...

01 December 2014

Retired Member 

The romance of private equity: Liquity

“You know what people say to us? They say ‘you’re inventing a new asset class. You’re inventing liquid shares in private companies” Liquity, the London-based startup taking part in the Startupbootcamp FinTech programme, is tackling a big problem for investors and shareholders in private companies: the laborious and lengthy process of matching buyer...

11 November 2014 /startups

Retired Member 

Landmark US Terrorist Financing Ruling Raises Concerns

On 22nd September 2014, a federal jury in New York found Arab Bank PLC liable for knowingly supporting terrorism. This is a landmark ruling in the first civil trial to be brought against a bank under the US Anti-Terrorism Act, finding the Jordanian lender guilty of providing financial services to the Palestinian Islamist group Hamas. Whilst this b...

05 November 2014 /regulation

Retired Member 

Bringing quality back to the web: milliPay

“We hope to change the way content can be consumed – there is quality content on the web and we believe in it. It needs to be financed – and people must be willing to finance it.” Whether you like it or not, we’re in the midst of a consumption revolution. The way we read the news, watch our TV and pay for our content is undergoing a global shift. O...

05 November 2014 /payments /startups

Retired Member 

Breaking the cryptocurrency stigma: Epiphyte

"It's a sensitive space, people still associate it with criminality and dubious activities - like the internet in the early days" When Finextra wrote a story about Epiphyte winning the Innotribe startup award - it was received with scepticism by some of our readers. When you're talking about cryptocurrencies and banks - you're bound to g...

28 October 2014 /startups

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Revenue and Billing Management Sibos Roundtable

On the heels of the recent Revenue and Billing Management Report, Finextra and Oracle held a breakfast roundtable with senior bankers at this year’s Sibos to discuss the real world experiences when dealing with the complex and changing world of revenue and billing management. In addition to representatives from Oracle, the roundtable was attended ...

24 October 2014 /payments /regulation

Retired Member 

A novel way of splitting the bill: going Dutch

"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting process. While the method of how we pay has improved vastly over the years - the way in which we split the bill is as much of a cultural problem as it is...

20 October 2014 /retail /startups

Retired Member 

A superhero among lending villains: Creditable

“I don’t like hearing about people going to a payday lender for a loan. If they do, I’ve failed as a banker” says Sechaba Ngwenya, CEO of Creditable. His startup sits in a place where banks don’t want to go. A place overflowing with savage payday lenders - exploiting vulnerable people in problematic financial situations like professional loan shark...

08 October 2014 /retail /startups

Retired Member 

Dragging insurance out of the stone age: Insly

Fintech’s speed of growth hasn’t just surprised the technology sector but the global market too. It wasn’t that long ago when tapping cards to pay for coffee was an idea in a sci-fi writer’s mind. Today, in London at least, contactless payments are ubiquitous. It’s this breakneck speed which makes the insurance sector so curious - when everything ...

24 September 2014 /wholesale

Karthick Prasad VP - Financial Services Global Business Unit at Oracle

Credit Management in the Time of Quantitative Easing

The Fed’s tapering of the Quantitative Easing (QE) program, followed by the tightening of the ‘easy-money’ policy by other central banks around the world, would indicate that the financial crisis has been contained, if not over. The fear that there could be a significant contagion in the market has subsided. While, on the one hand, there are signs...

22 September 2014 /regulation