339 Results from 2011, /payments
Retired Member
Over the past several months, I have had several discussions with clients, both in Spain and in the UK, who are interested in implementing a simple, straight-forward P2P service which would allow two persons to quickly and easily exchange money via mobile phone. Many interesting user cases have been discussed: splitting the cost of a meal between ...
07 December 2011 /payments Innovation in Financial Services
Change always comes at a price, and VocaLink needs to change; and Marion is the price. It would be unkind and unfair to view her time as CEO as a failure because she made a huge difference at VocaLink. Under her watch the organisation moved from a government bureaucracy to a commercial company that had a voice in Europe. At the same time as develo...
07 December 2011 /payments UK Faster Payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
This is the natural next step after the VAT directive simplyfying life for SMEs. now banks should move in to provide the reporting sidestream in their e-invoicing services and in parallel develope the splitpayment model - automating the payments. 60 million workdays can be saved in enterprises - and more tax collected cost-efficiently. http://ec...
06 December 2011 /payments Innovation in Financial Services
Miloslav Hoschek Freelancer at e-Silk Road, NGO
TILL 2050 THERE WILL COME TO EUROPE 1,3 BILLION NEW MIGRANTS..... copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
01 December 2011 /payments /regulation Payments strategies 2015-2020-2030
The EC Expert Group on e-Invoicing - and especially its corporate members worked hard on eliminating mandatory digital signatures. DG Taxud took the clear stand that paper-, e-mail and electronic invoices should be equally treated from the VAT-point of view. Still there are discussions that disregard this major simplification achievement - even if ...
27 November 2011 /payments Innovation in Financial Services
There has been much debate and discussion about what banks actually mean when they speak of a ‘payments hub’ and how that might be implemented. What is often overlooked is that the concept of a payments hub (also commonly known as a payment factory) is gaining traction in the corporate world, as companies seek significant gains in financial effici...
24 November 2011 /payments /wholesale
With some 124 mobile money deployments already launched globally, and almost as many again in the pipeline, it seems consumers in the developing world are not short of opportunities to make mobile payments. Yet an interesting statistic came out of a Microfinance Club UK event a few weeks back discussing customer usage patterns from MPESA financi...
23 November 2011 /payments
With the rise of social media leading to new collective behaviors, there is no doubt the power and influence of online communities is growing stronger. This is clearly demonstrated by the recent ‘Bank Transfer Day’, arranged through Facebook, which sparked thousands of people in the US to switch their accounts from banks to credit unions. As more ...
15 November 2011 /payments /retail
E-invoicing has been around in large enterprises for ages. As it started in EDIFACT environment it was natural to go deep into point-to-point integration in all aspects of procurement processes. This approach was then also natural in the EBXML process – and of course it is still important and should be supported. The SME-sector does not have procu...
14 November 2011 /payments Innovation in Financial Services
https://www.ebaportal.eu/link.aspx?PageGuid=388a67b9-584e-4c96-8c76-0aa3fe341dbc
10 November 2011 /payments Innovation in Financial Services
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