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339 Results from 2011, /payments

Retired Member

Retired Member 

LEI - the biggest little change in history?

Sometimes little things can mean a very great deal indeed. For people who work in the world of standards – whether for data, IT or just a plug in the wall – little things can have a massive impact. Data standards are like that. Changing the format of just one field can mean changing almost every application system that you run or have to work w...

/payments

Tim Tyler

Tim Tyler Product Manager at Misys

What do you use to pay a credit card thief?

As I read this piece about a teenage cybercrime forum founder being jailed, the above thought came in to my head - "what do the credit card thieves use to pay each other online?". Assume they can't use plain old cash, because all of the credit card numbers are being bought and sold through the internet - so there must be another payment ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Direct debit or e-invoice, big confusion

Today I spoke with my account about e-invoice. As I would like to use e-invoice as much as possible, there are some obstacles which annoys me quite a lot. Even in Finland, where we have everything structured, some invoice operators are not discussing with each other, not even technical level and that confuses not only me but my account company. Th...

/payments Payments strategies 2015-2020-2030

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Germany storming ahead

http://www.linkedin.com/groupItem?view=&srchtype=discussedNews&gid=3709691&item=45330445&type=member&trk=eml-anet_dig-b_pd-ttl-cn Making it simple for the SMEs is the key. And certainly by now clear that equal treatment with ordinary business controls is the base irrespective of the form of invoice. To make it clear - think smal...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Searching questions needed

1. Do we in EU – widely enough - realize that preserving the living standards of today and having more to share to those who need help - is totally dependent on how competitive our enterprises are? 2. Do we – widely enough - realize that markets are global and open and Europe is not faring well in the competition? Exporting both jobs and high te...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Save 50-75bn with e-procurement

Deutsche Bank report: “There is huge savings potential – but beware of outlandish claims. A conservative back-of-the-envelope calculation suggests that a full switch to e-procurement may save between EUR 50 to 75 bn on public procurement in the EU per year. On top of that are increases in transparency and public accountability which are arguably t...

/payments Innovation in Financial Services

Andy Hunter

Andy Hunter CEO at Perficiam Ltd

The innovative world of UK payments

UK politicians often accuse the banks of failure to innovate in payments. The UK Payments Council was at least partly created and empowered to change this position but has so far failed to make its presence felt. So what's gone wrong? Firstly, the basic premise is deeply flawed. The UK payments industry is very innovative. Over the last twenty y

/payments /retail Innovation in Financial Services

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

How Visa card-to-card cash transfer work in practice?

Be interested to fully understand how it works - for example : a) how does the recipient get informed that the funds are available? b) if they go to the ATM to withdraw the funds as Cash, what are the fees? Presumably there is withdrawal/handling fee, but does the Card Issuer charge the usual Cash Advance Daily Fees? Does the advance count as part...

/payments Whatever...

Brett King

Brett King CEO & Founder at Moven

Think NFC is going to take years? You're wrong...

There’s a great deal of debate in the Financial Services community at the moment about the potential impact of NFC or Near-Field Communication technology within mobile phones and how it will effect the payments landscape. The financial services players are generally scratching their heads and although they admit that NFC phones like the iPhone 5, ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Hmmm....

Let's see - Someone wants to send me some money. I give them my credit card number (I'll have to look it up, I won't remember a number that long). The funds arrive in my credit card account and I go to take them out in cash. Now I have to pay interest on the cash withdrawal, until the amount is paid off, plus cash withdrawal fees!! Sending fund...

/payments

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