269 Results from 2012, /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
When more countries enter the race to the future of business transaction automation our experience that it takes time may be useful - blog from late 2010: "Nobody promised you a rose garden I went to a book publishing party yesterday. Wonderful book about interior design and life by extraordinary personality. Lots of cultural types around and ...
08 January 2012 /payments Innovation in Financial Services
Retired Member
Here’s a confession. By education, I’m a technologist, not a banker or economist. Let alone a visionary. So, when confronted with the all too common conundrum of how to reduce the total cost of ownership (TCO) of payment systems, I need to first take a step back and analyze where the largest costs are generated. In my first blog on payment data c...
06 January 2012 /payments
The second most viewed post last year states that e-banking is not ready: https://www.finextra.com/blogs/fullblog.aspx?blogid=5353 The points raised can be crystallized as follows: 1. New generations of smartphones and tablets mean that also bank customers start to expect proactive intelligence and context based messages. In stead of only logging ...
05 January 2012 /payments Innovation in Financial Services
Walk by the enormous gift card displays at big box retailers like Walmart, Target, and Best Buy, and you will see gift cards for Facebook Credits in $10, $25, and $50 denominations (Credits are currently worth $.10). Other than purchasing Credits directly through Facebook, this is currently the only mainstream way to acquire Credits. Yes, you ca...
04 January 2012 /payments Finance 2.0
It is the New Year and we have decided to share with you our predictions for the payments industry for the next 12 months. This is always a tricky task, especially as the last couple of years have brought in many changes and new developments, especially around new payment channels. We have therefore realised that it is probably almost impossible fo...
04 January 2012 /payments /retail
Of my 2011 posts the Heavyweight support for ISO20022 e-invoicing message standard https://www.finextra.com/blogs/fullblog.aspx?blogid=5081 was the most viewed one. I certainly hope this is symptomatic - and serves to spread the message of what is happening. Even if customers should not worry about standards (service providers are happy to convert....
04 January 2012 /payments Innovation in Financial Services
Consumer data is so valuable these days that I wouldn’t be surprised if a commodities exchange opened up to support the buying and selling of this precious material. If in fact it was available for purchase on the open market, like gold, you would expect it be one of the few items to rise in value during times of economic uncertainty. Unlike gold...
03 January 2012 /payments Innovation in Financial Services
About a year ago, in my blog ‘On your marks for SEPA’, I commented on the European Commission’s proposals for the setting of end dates for the migration from legacy instruments to SEPA credit transfers and direct debits. I wrote: “At least the whole industry knows that serious planning can now no longer be delayed. We don’t yet have the final ‘go’...
03 January 2012 /payments /wholesale
Each time I surf a news site on my iPad, am I advertising my political leanings? Do my mobile transactions reveal my love for gizmos? Did a certain product company actually take my Facebook feedback into account while designing their next model? While this might sound creepy, I assure you it’s actually quite above board. Welcome to a new type of c...
03 January 2012 /payments
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