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362 Results from 2021, /payments

Austin Talley

Austin Talley Founder and CEO at Everyware

Using Your Phone Number to Make Payments Is the Future with Tokenization and ISV Integration

Recently there has been a wave of Business to Consumer (B2C) text messaging adoption. Text messaging is becoming the customer engagement and customer service tool of choice. Consumers are more inclined to read and reply to a text message than to pick up the phone or answer an email. B2C messaging has never been more important or relevant. Combine ...

/payments /predictions

Retired Member

Retired Member 

The implications of legalising BTC

In June this year, El Salvador’s President Nayib Bukele announced he was proposing bill that recognizes Bitcoin as “legal tender.” If enacted, El Salvador will become the first sovereign nation to formally recognize Bitcoin as its national currency, alongside the United States Dollar. The longer term implications of this legislation are, obviously...

/payments /crypto Banking Strategy, Digital and Transformation

John Bertrand

John Bertrand MD at Tec 8 Limited

Scamdemic protection: call a journalist

In the Scamdemic, investigations by journalists are a source of inspiration by helping many clients receive compensation from banks who initially refused fraud reimbursement. At the point of banks saying no to a rebate, the bank scam team trot out with the excuse of their standard lines , ‘We contacted the payee bank and were unable to recover fun...

/payments /crime Exposing Financial Crime

Sean Salloux

Sean Salloux CEO at Sentinel Digital

Embedded Finance Is Revolutionising Banking for Brands and Customers

How embedded finance is streamlining banking and payments for consumers and enabling brands to launch new products with ease. About a decade ago, challenger banks and neobanks signalled the start of the fintech revolution. Traditional banks stood up and took notice of the industry upending potential of fintech apps with their seamless in-app experi...

/payments /crypto Fintech

Stu Bradley

Stu Bradley Sr. VP of Risk, Fraud and Compliance Solutions at SAS

Fuel on the Fire: How COVID-19 sparked a global payments fraud pandemic – and how to fight back

As the rapidly spreading coronavirus spurred lockdowns and ongoing social distancing measures around the world, consumers flocked to digital channels to replace or supplement face-to-face interactions. Mobile apps and online channels correspondingly mushroomed. In the US, for example, banks saw mobile business grow 50% in the first half of 2020. Ne...

/payments /identity Digital Identity Management

Retired Member

Retired Member 

Don't count on the institutional big bang in crypto, because slow and steady wins the race

Just the other day, a media report sent shockwaves across the cryptoverse—was Amazon, the eCommerce titan built by the richest man in the world, about to embrace crypto? The market shot up as bulls pushed the pedal to the metal, eyeing the promise of plenty. We all know how this one ended though: The retail giant denied the rumor, and the bull ru...

/payments /crypto Blockchain in Banking and Financial Services

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Fintech boom or a star neobank recipe

This article is for those taking an interest in online banks and the Fintech industry, and thinking of creating their own payment system or a neobank. Here you will find the right recipe for establishing a neobank, with real case studies and well-known brand experiences. As of August 2021 there are over 220 neobanks worldwide while the total value...

/payments /markets Banking Strategy, Digital and Transformation

John Bertrand

John Bertrand MD at Tec 8 Limited

Houston, we have a problem… APP & ATO fraud to top £100 million a month in 2022: 60% client loss

UK e-commerce spending hit a record £10 billion in July 2021. The year-to-date online spending was £65 billion, up 18% y-o-y and 56% on 2019. Following this trend online fraud rate for faster payments and account take over fraud for 2021 could be £1 billion. If this trend continues the monthly running rate could top a £100 million by early 2022. ...

/payments /crime Banking Strategy, Digital and Transformation

Kim Engman

Kim Engman Senior Director at Tietoevry Banking

The implications of Central Bank Digital Currencies for everyday users and banks

As an abundance of private and alternative forms of money are moving into the currency space, central and commercial banks are being forced to reconsider their position. In this, the second of a two-part series, Kim Engman looks at the progress of Central Bank Digital Currencies (CBDCs) including the different designs for CBDCs and how they might ...

/payments /crypto Cryptocurrency Insights

Kim Engman

Kim Engman Senior Director at Tietoevry Banking

Why central banks are pushing digital currencies

In the first of a two-part series, Kim Engman explores why “suddenly” there is a new frontier in payments for central banks, called Central Bank Digital Currencies – or CBDCs. Money, as we know it, is in transition. Banknotes and coins are no longer accepted by many merchants; digital money crosses platforms and newly created private currencies hav...

/payments /crypto Cryptocurrency Insights

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