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865 Results from /inclusion

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Off the Beaten Path: Exploring Banking Solutions for Women Owned SMEs

Women make up more than half of the world’s population and studies predict that in a decade their impact on the global economy as entrepreneurs, employees, producers and consumers will be as significant as that of India or China. In 2012, an estimated 126 million women were starting or running new businesses in 67 economies around the world. Desp...

/retail /inclusion

Retired Member

Retired Member 

De-risking the Risk-Based Approach

In today’s hyper-regulated Banking and Capital Markets landscape, institutions transacting business in key regions have aggressively implemented (albeit cautiously) intricate enterprise-wide control frameworks aimed at counteracting adverse effects arising from potential at-risk operations across all Lines-of-Business. A shortlist of these impacte...

/regulation /inclusion

John Fernandez

John Fernandez Group Chief Compliance Officer at Banked

4MLD - impact of a new KYC regime for the e-money sector

The Fourth Money Laundering Directive (4MLD)[1] introduces a raft of changes to anti-money laundering (AML) regulation within Europe. These include obliging member states to implement central registers of beneficial ownership, expanding the definition of politically exposed persons (PEPs) to include domestic PEPs and introducing tighter rules on c...

/regulation /inclusion

Retired Member

Retired Member 

Digitalization Drive in Insurance Industry

Digital transformation of marketing channels has brought a change in consumer expectations. Going digital calls for revised culture and process of work. Industries across sectors are reaping the benefits of digitization. A digital transformation in the insurance industry refers to an outside-in approach in line with a customer-centric view of the b...

/inclusion Innovation in Financial Services

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Blockchain For Financial Inclusion

Like any new technology, blockchain is morally neutral. It can be used to decrease costs and inflate bank profits. It can be used to expand the reach of financial services to the world’s poorest people. It was refreshing to listen to today’s BrightTalks webinar “Blockchain: a Power for Good?” The session was moderated by Fintech consultant Diana

/inclusion Financial Inclusion

Jamie Campbell

Jamie Campbell Commercial lead at Bud

Why should you care about blockchain?

Former Treasury Secretary Larry Summers has come out and said that uses of blockchain, the technology underpinning Bitcoin, is "overwhelmingly likely" to change the financial industry.* Large companies could change their systems to blockchain - sometimes called 'distributed ledger technology' - making them run more efficiently. It could ...

/regulation /inclusion

Retired Member

Retired Member 

Why cash use and cashless together may be the future

Last month myself and a colleague made a trip over to Stockholm, Sweden as part of an ATM Innovation Forum hosted by our company. This represented a very interesting opportunity to firstly meet with the country's ATM operators and financial institutions, as well as first hand observe and analyze the much hyped apparent move of Sweden becoming the...

/retail /inclusion

Jamie Campbell

Jamie Campbell Commercial lead at Bud

How 'Universal Banking' will change personal finance.

At the age of fifteen, my parents set me up with a bank account. A place where I could get pocket money put in and keep it safe.safely keep and get money, and a place where an employer could pay money into (and the occasional pocket money donations). I am twenty six now, has my bank changed the way it acts towards me? The answer is no. But that

/retail /inclusion

Retired Member

Retired Member 

Brexit made simple

Don't worry I'm not going to berate you to leave or stay. I'm more interested in how politicians have positioned the issues for us to discuss and the confusion they have caused. What I've tried to do is simplify the arguments. To me Brexit is about three things: Trade Immigration Political Union Of these I think that political union is the mor...

/regulation /inclusion Trends in Financial Services

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Digitization of Banks and Financial Health. My Soapbox

Think of this as a Hyde Park Corner moment. I get passionate about things. It drives my wife crazy. As a long-time banker and technologist, I want to see banking transformed by digitization. As a human being, I want to see relevant and affordable financial services for everyone. Sometimes these two passions have seemed to be in conflict. Banks view...

/inclusion Innovation in Financial Services

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