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842 Results from /inclusion

Retired Member

Retired Member 

Financial UX Design is About Saving People's Lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when planning a budget or keeping track of spending, the majority of us can relate. But, how often do we wonder about how these situations can impact our lives...

/inclusion Personal Finance

Retired Member

Retired Member 

Hybrid Cloud ERP Model is Revolutionizing the Payments World

It might sound too good to be true, but there is a way to gain greater visibility over group cash, reduce payments fraud, and extract further value from ERP systems – without migrating decentralized subsidiaries into the ERP environment. Cloud technologies offer key benefits in that aspect, but many users still have security concerns around how th...

/payments /inclusion Treasury Management

Retired Member

Retired Member 

Mind the pension gap!

Humans are short-term focused Ever since we were little, our (grand)parents have been pushing us to save more money for unexpected costs. The funny thing is that although many of us understand the concept of ‘saving for a rainy day’, we are still tempted to spend our money on short-term happiness such as luxury goods, holidays and restaurants. Why...

/ai /inclusion Fintech innovation and startups

Retired Member

Retired Member 

Are banking chatbots hitting the trough of disillusionment?

There’s mounting evidence that the financial services sector is starting to come to grips with the chatbot hype. The recent decision of automated savings fintech Digit to scrap their chatbot made headlines, but was not entirely surprising. What’s even more telling is that we are not seeing many successful widescale deployments of “conversational

/retail /inclusion Digital Banking Trends

Retired Member

Retired Member 

Monopolies Stifling Open Remittances

Worth over $600 billion to global economies (over $400 billion of that is to developing nations), remittances are big business, and act as a lifeline for millions across the developing world. Yet, despite all attentions on the massive impact that Open Banking will have on banks, consumers and economies, the industry mustn’t forget about one major ...

/payments /inclusion Financial Inclusion

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Technology the Answer to Savings Group Linkage

Technology is essential if linkage is to work for savings group members and for banks. But what technology? A soon-to-be-published report for World Renew documents my research on Savings Group linkages to FSPs. One of the areas I explore is the role of technology in creating sustainable, profitable and effective linkage. Technology to Redu...

/inclusion Financial Inclusion

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

What Could Be Better Than Savings Groups?

The simple answer: Savings Groups plus access to a formal Financial Services Provider (FSP). Sometimes! A soon-to-be-published report for World Renew documents my research on Savings Group linkages to FSPs. The key question is whether, when and how to link Savings Groups (such as the CARE Village Savings and Loan model) to formal providers like ban...

/inclusion Financial Inclusion

Marina Evseeva

Marina Evseeva Head of Business Development at International investment group of companies

European Fintech Buzzing with VC Investment

Keeping up to speed with trends in technology takes time and effort, especially when it comes to financial technology or fintech as it is commonly referred to as. Money is streaming in to fintech, and everything from how we bank to how we make purchases is changing. Everyone is excited, from entrepreneurs to the man on the street, but it is vent

/inclusion Fintech

Retired Member

Retired Member 

AI-enabled 'financial soulmate' for the 'me generation'. Introducing MIMI

Millennials, often termed the ‘me generation’, are some of banking’s most valuable and most demanding customers. Driven by service quality, personalization and price, they expect to be the focal point of their financial service provider’s attention, at all times. Meeting and exceeding their ever-growing demands is going to require ‘someone’ very s...

/ai /inclusion

Retired Member

Retired Member 

How Can Fintech Boost the Micro-loan Scene?

While the citizens of Norway, Finland, and Denmark all have at least one bank account, there are developing countries like the Central African Republic, Niger, and Madagascar, where the percentage of the unbanked population rises well above 85%. The poverty rates in such places are quite high, and is part of a vicious circle, since the inability t...

/inclusion Financial Inclusion

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