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872 Results from /inclusion

Barkha Tekwani

Barkha Tekwani Digital Marketing at OMLP2P.com

The Indian P2P market is expected to grow to USD 10 Billion by 2025

The number of banks and its branches has grown tremendously in the last few years. Banks are spreading their roots across the country. But are banks able to fulfil the credit demand of individuals and businesses? Traditional lending models such as banks come with their own set of strength and limitations when it comes to lending money. For a s...

/inclusion Fintech

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

Why lending against investments is an underexploited retail and SME market opportunity

Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the northern region that became known as Lombardy, invented this first form of liquid asset based lending (LABL), often referred to as Lombard lending. Nowada...

/inclusion Innovation in Financial Services

Ambrish Parmar

Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor

FCA , PRA and CMA Strategic Business Priorities

Dear all Sharing a summary of UK Business Plan priorities from the CMA, FCA and PRA. Competition and Market Authority 2019/2020 priorities: •Protecting vulnerable consumers •Improving trust in markets •Promoting better competition in online markets •Supporting economic growth and productivity Financial Conduct Authority 2019/2020 priorities: •With...

/inclusion Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

The importance of compliance in the remittance industry

It should be no surprise that financial services are among the most heavily regulated industries. Any business that involves the management and transfer of money, particularly across international borders, requires careful monitoring and control. Moreover, as a result of the 2007-2008 financial crisis and the rise of cybercrime, the regulatory env...

/regulation /inclusion

Jonathan Westley

Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian

Exploring the power of new data sources

Financial exclusion is a significant issue, particularly here in the UK. It results in many people finding it difficult it difficult to access basic banking services or facing severe restrictions on the financial products they can use - many of which most of us take for granted. According to the Financial Inclusion Commission, more than 1.5 millio...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Best Budget Apps and Personal Finance Tools for 2019

Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget in check but are not sure where to start, here are some suggestions for great personal finance tools...

/inclusion Personal Finance

Matthew Phillips

Matthew Phillips Head of Banking, UK and Ireland at Diebold Nixdorf

The future is cash-less, not cashless

The term ‘cashless’ has been front of stage for the payments industry since contactless technology was introduced more than a decade ago. However, we are further from becoming a truly cashless society than many of us may think. There is no denying that the payments landscape has experienced vast change and diversification in the past 15 years. In t...

/payments /inclusion

Retired Member

Retired Member 

Why A Data Strategy Is Important To Have

Today most companies globally have realized the value of data and have started thinking about how to use it for better decision making. However, realizing its importance and being able to use it strategically are two different things. And this is exactly where most companies falter. We all now know that data is being generated all around us at ama...

/inclusion Digital Banking Trends

Retired Member

Retired Member 

Fintech’s Impact on the Loan Industry and the Current State of Micro-Loans

Fintech has been taking over the financial market by storm, and it doesn’t look like its progress is going to slow down anytime soon. There are many benefits to be realized in the new range of technologies, and some of them are not immediately obvious, even to people who’ve been involved with the market for a long time. The loan industry has been ...

/inclusion Fintech

Retired Member

Retired Member 

The role of remittances is inextricably linked to raising education levels across the globe

Education has long been seen as a key determinant of economic development and social progress. Adam Smith, the pioneer of political economy, recognised its value more than two centuries ago. In The Wealth of Nations, published in 1776, he emphasised the contribution that an educated and skilled population can make to the progress and wellbeing of a...

/inclusion

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