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44 Results from 2016, /inclusion

Saurabha Sahu

Saurabha Sahu Senior Solution Consultant at Wipro Limited

An Innovative Financial Platform for Banking: Single Window Finance

This document is intended towards Banks, Financial Regulatory Authority and the Information technology organizations, who are working towards the innovative solution providing for the financial ecosystem. This document also will provide an innovative solution for an individual, Small Corporate, Proprietary and Partnership organizations, who are una...

/inclusion Innovation in Financial Services

Retired Member

Retired Member 

The impact of Brexit on Fintech in the UK

London has earned its title “Global Fintech City”, boasting a strong financial centre for successful tech-startups in the UK and a key regulator of the global fintech community. Brexit is hot news in the UK history and is sparking many debates over the future of many industries with financial institutes thinking of moving their operations overseas...

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Richard Carter

Richard Carter Managing Director at Equiniti Credit Services

Why are we more interested in how many steps we take rather than our credit score?

We live in a world where an ever growing amount of us have Fitbits, Jawbones and other tracking devices that are increasingly measuring and comparing our physical performance. We know how many steps we take, how many calories we’ve consumed (and expended), what our sleep patterns have been and, of course, how much we weigh. This rise of the quan

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Retired Member

Retired Member 

It's time to accept the reality of Brexit

Like it or not, Brexit is here to stay. Whichever way you voted on 23rd June, the short-term consequences are starting to become clear – even if the long-term effects of leaving the EU have left opinions divided. How the situation will look in two, five and even ten years’ time is frankly anyone’s guess. For millennials however, there are two imme...

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Rob De Dominicis

Rob De Dominicis CEO and Managing Director at GBST

Should we fear Pensions ISAs?

The idea of Pensions ISAs was raised earlier this year; to make pensions more like ISAs where contributions are taxed but gains and withdrawals are tax free. This is opposite to the current pension system where tax relief is paid on contributions, gains are subject to a lifetime limit and withdrawals (excluding the first 25% and small pots) are ta...

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Retired Member

Retired Member 

How advanced data analytics empowers banks to better service customers

A recent study by the Financial Conduct Authority (FCA) found that banks were turning away or closing the accounts of customers deemed to be high risk, which includes foreign nationals and students. It reported that two large British banks are closing around 1,000 personal accounts a month to curb these risks. However, the FCA has warned that bank...

/inclusion Innovation in Financial Services

Hugo Cuevas-Mohr

Hugo Cuevas-Mohr CEO at Mohr World Consulting - IMTC Conferences

OVERSEAS WORKERS IN SAUDI ARABIA: Lay-offs, Remittances and Government intervention

The situation in Saudi Arabia for overseas workers is critical. During the oil boom migrant workers went from 5.3M in 2000 to 10.2M in 2015 according to UN figures. More than 1M have lost their jobs in 2016 and remittances are dropping more than 20% every month compared to last year's figures. Shivaji Sarkar wrote in The Pioneer: “The hiking petro...

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Luke Enock

Luke Enock Director of Online at Satsuma Loans

FinTech: mapping a long term future for a short term lender

We all know that technology is transforming business models. Take the short term high cost credit sector and its estimated 10 million customers who are excluded from mainstream finance. This sector has been traditionally served by home credit providers and doorstep lenders. However, the advent of digital and mobile technology has revolutionised th...

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Retired Member

Retired Member 

Engaging aim to help empower millennials

A recent study by Opinium found that approximately 64% of registered voters aged 18-24 voted in last month’s EU Referendum, compared to 90% of over-65s. I believe this is because young people do not feel empowered to vote. Millennials do not have a deep enough understanding of their own financial situation, the markets or the global economy to mak...

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Rob De Dominicis

Rob De Dominicis CEO and Managing Director at GBST

The power of consolidation

The Centre for Policy Studies, a think tank, recently suggested in a report that pension pots worth £2,000 or less should not face any fees or charges. They argued that this, coupled with the planned pension dashboard which the UK government has pledged will be introduced by 2019, will help encourage providers to promote consolidation of small pen...

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