Latest opinions that Shailendra Malik has shared on Finextra

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Shailendra Malik

SVP - Tech Delivery (Data Platform)

DBS Bank

Member since

25 Apr 2016

Location

Singapore

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Shailendra's opinions

Personality driven Project Management

Project management as a discipline has undergone a tectonic shift of implementation styles. It is one of the primary disciplines that acknowledges and put in place robust structures in place to assess and manage Risks. Risks that can hamper successful delivery or completion of the projects. With millennials joining the workforces and now entering ...

19 December 2018 /devops Fintech

Project Management for Millennials

It has been quite a few years we’ve broken the cookie cutter career molds with bespoke paths to success. Even the definition of success has changed. Many of us live in naive or duality of the world where a stark difference that existed within our homes were two different value systems found a or collide as they may have a few times. I am someone w...

13 December 2018 Fintech

Secure Messaging for Financial Institutions

Social messaging apps are very common these days and we can't imagine any communications without Whatsapp, Facebook messenger, Wechat, Telegram, Facetime, or similar. Gone are the days when SMS was the mode of messaging and BBM (remember Blackberry Messenger) was the only secured channel available for corporations to rely on for business communica...

22 November 2018 /security Fintech

Why banks care to build an ecosystem?

I’ve been asked this question on multiple forums that why a bank is required to sell soaps, it is not their place to be and they’re not good at it so why bother, and they’re not wrong. This is not a bank’s competency so why invest time, money, resources and effort in building this platform or ecosystem. Why banks are willing to build mobile apps t...

19 November 2018 Digital Banking Trends

Ever-evolving use cases for RPA

RPA or (Robotic Process Automation) is a way to automate business processes by applying technology as a solution which is governed by business logic and structured inputs. There are many tools like Blueprism available in the market to facilitate and automate basic operations. Those who have been workingwith Excel Spreadsheets can see this as a pro...

11 November 2018 /ai Banking Strategy, Digital and Transformation

What makes a Bank's Lifestyle App tick?

I have written before about Lifestyle apps and their use by banks, but I get a lot of questions about what are the best strategies to embed the collaboration of two different organizations on lifestyle apps. This a very pertinent question as a lifestyle app created by any company should provide a basic framework for all its partners to be able to c...

18 October 2018 Digital Banking Trends

Governance of ML Models in a Bank

Machine learning (ML) adds a unique and sometimes overwhelming experience to a decision system. The use cases that fit for using Machine Learning approach in a bank are numerous. Usually, in banks, the departments have their own IT teams to carry out enhancements & maintenance of existing systems. Even in those banks which have adopted the sha...

13 October 2018 /ai Internal Auditors in Financial Services

Data Science, AI and Hype cycles

When in industry more than 50% of new roles are driven towards a specific skill set and when projections from various recruiting companies shows the world being short of certain skilled people and employers are scrambling to find certain type of resources in the market and are willing to pay a premium to get them on-board then it is a clear sign t...

05 October 2018 /ai Trends in Financial Services

All AI initiatives have an underlying data story

We’re all going overboard with the AI boom and the hype cycle. Problem with all hype cycles is that when we’re at peak the horizon looks beautiful and when the slide begins the avalanches tear apart everything. The AI hype cycle is all in the media houses and newsrooms. On ground ZERO we know how sticky the situation is. Any AI initiative will nee...

29 September 2018 /ai Fintech innovation and startups

India’s missed chance on Mobile wallets back in 2007

I come from the space of Indian tech and banking growth. I started as an IT professional in a small firm before I joined IBM and be part of the Telecom vertical where we built the modularized version of what was an ERP built by IBM NZ for Telecom services providers and we saw the industry move from 2G to 3G happening in front of us. The overall wa...

24 September 2018 /inclusion Whatever...

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