Latest opinions that Rik Coeckelbergs has shared on Finextra

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Rik Coeckelbergs

Independent Advisor, Opinion Maker and Consultant

The Banking Scene

Member since

31 Dec 2009

Location

Brussels

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Rik's opinions

The Semantic Bank

Many of you know that since November I am freelancing, discovering the world of banking and banking technologies. One of the great advantages of freelancing is that you can pick the projects you like to work on. Freelancing also generates time to think, to discover as well. Through my work of The Banking Scene, I got in touch with a small company i...

16 January 2019 Banking Strategy, Digital and Transformation

A bit earlier than expected: Revolut got banking licenced!

Two weeks ago I explained why we should not neglect the fact that Revolut will be made physically available in Belgium: they announced a country manager offices in both Antwerp and Brussels. Until last week Revolut had an e-money licence. This is sufficient for what they offer today, insufficient when playing in the Premier League of banking. So I...

24 December 2018 /retail Banking Strategy, Digital and Transformation

Employer branding in financial services: how to make the sector appealing again?

The financial services sector has a problem… it is not a hidden problem at the back of their systems, or… well… maybe they have, but that is not what I will be writing about. They have a problem with branding. More specifically employer branding… Banks need more talent, especially digital talent. It is an unfortunate coincidence that a lot of this ...

01 December 2018 /retail Banking Strategy, Digital and Transformation

5 Myths of contactless payments security

As a result of my blog a few weeks ago, I had the honor to talk to a group of journalists about the myths that still exist on contactless cards and mobile payment technologies. The goal was to debunk these myths for better informed consumers on this matter. Only 4% of all Belgian card transactions are contactless. today This is very low compared to...

01 December 2018 Innovation in Financial Services

The war on cash: National Banks Strike Back

Last week I blogged about contactless cards. The title started with “The war on cash”. This confused quite some readers, according to the comments when discussing my blog of last week. Interesting stuff, and good inspiration for a new blog. My new post will be dig deeps in these comments and concerns on the increasing digitization of payments. What...

16 November 2018 /payments Trends in Financial Services

The war on cash in Belgium and The Netherlands: a state of play on contactless mobile payments

The last few weeks we, payments experts, were excited with news from banks and their contactless innovations, in an urge to promote electronic payments: on October 16, KBC Bank announced its support for Garmin Pay in Belgium on October 30, Rabobank and ABN Amro announced its support for Garmin Pay in The Netherlands on October 30, BNP Parib

08 November 2018 Innovation in Financial Services

When Regtech meets Payments

Last week I represented The Banking Scene at 5th NPF and Regtech Leaders Forum, a boutique conference in the middle of Brussels, with about 75 participants. The Banking Scene was a media partner at this Forum. The topics and speakers were great: diverse and straight to the point. An international audience gathered, open for interaction and networki...

02 November 2018 /regulation /inclusion Banking Regulations

YouBank, the New Concept I Would Invest in!

I have been breaking my head on what kind of new bank I would invest in (supposing I have the money for it of course). I have read about several business plans already, however if I invest in a bank it must become a reasonable competitor towards other banks. It must be a business model that thinks ahead, looks for customers now and learned its les...

15 August 2010 /retail Innovation in Financial Services

Could This be the Holy Grail for Elimitation of Cheques?

I am not going to claim mobile payments is going to eliminate cheques at all. To be honest I was more looking for a catchy phrase to start a story of cheques and why mobile might crush the popularity of cheques maybe, for sure in some regions. As many of you know I have a group on LinkedIn, Innovation In Payments, where all kinds of payments rel...

12 July 2010 /payments /retail Innovation in Financial Services

When Will Payments Innovations Become too Hard to Follow?

This is a question I am thinking of for some period now. Innovation in payments is made for the customer... most at least! But it is all going so fast, that I wonder how long the Industry will be able to make profits out of it. Of course, as in many topics I am just a newbie asking himself some dull questions from time to time. But last week Chris ...

03 July 2010 /payments /retail Innovation in Financial Services

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