Latest opinions that Joris Lochy has shared on Finextra

Join the Community

21,914

Expert opinions

43,954

Total members

408

New members (last 30 days)

174

New opinions (last 30 days)

28,652

Total comments

Join Sign in

Joris Lochy

Product Manager at Intix | Co-founder

Capilever

Member since

05 Apr 2017

Location

Brussels

View Joris Lochy's full profile

Joris's opinions

AI in Financial Services - A buzzword that is here to stay!

In a few of my most recent blogs I tried to demystify some of the buzzwords (like blockchain, Low- and No-Code platforms, RPA…), which are commonly used in the financial services industry. These buzzwords often entail interesting innovations, but contrary to their promise, they are not silver bullets solving any problem. Another such buzzword is ...

26 September 2020 Artificial Intelligence and Financial Services

Payment contact management - Room for innovation

Executing payments has evolved considerably over the last years. While 25 years ago most payments were done by filling in a paper form, today almost all payments are initiated digitally via a web or mobile banking platform. Together with this digitalization came also a whole eco-system of toolsto further simplify these digital payments (not conside...

13 September 2020 /payments /retail The Payments Business

Innovation is key to solve climate issues - part 3 - The IT and Tech sector as change enabler

This blog is the last article in a series of 3 blogs on how climate issues can be solved through a worldwide roll-out of technological innovations. This last blog focuses on how the IT/Tech sector can help in facilitating the transition towards climate neutrality. Just like the Financial Services sector (see blog 2 - https://bankloch.blogspot.com/...

07 September 2020 /sustainable Sustainable compliance

Innovation is key to solve climate issues -part 2 - The Financial services sector as change enabler

Last week I published the first article of this series of 3 blogs (https://bankloch.blogspot.com/2020/08/innovation-is-key-to-solve-our-climate.html), introducing how our climate issues can be solved through a worldwide roll-out of technological innovations and by ensuring that these innovations are economically viable. In order to ensure this via...

30 August 2020 /sustainable Sustainable compliance

Innovation is the key to solve our climate issues - part 1 - Introduction

Disclaimer: this blog is not directly associated to the financial services and Fintech sector, but as it forms an introduction to a 2nd and 3rd blog, which are indeed related to these sector, I have published this blog nonetheless also on the Finextra platform. My apologies to people considering that this blog is off-topic for this platform. The...

23 August 2020 /sustainable Sustainable compliance

From app to super-app to personal assistant

In July of this year, KBC bank (the 2nd largest bank in Belgium) surprised many people, including many of us working in the banking industry, with their announcement that they bought the rights to broadcast the highlights of soccer matches in Belgium via their mobile app (a service called "Goal alert"). The days following this announceme...

17 August 2020 /retail Open Banking

Manage the new jungle of your subscriptions - Banks and Fintechs should step up to the challenge

With more and more companies switching from transaction-based consumption to subscription-based solution models and customers (both consumers as businesses) actively adopting this trend, the management of these subscription services becomes more and more difficult. Very quickly you start accumulating a lot of different subscriptions, which are aut...

10 August 2020 /payments /startups Innovation in Financial Services

Marketplace analytics - Stop running your business blindly

Marketplaces are emerging in every sector and the financial sector is no exception to this trend. For every product or service, for which multiple parties interact, marketplaces unfold to better match the supply and demand and improve the cooperation between the involved parties. Marketplaces have however unique dynamics, due to their multi-facial...

02 August 2020 /startups /markets Banking Strategy, Digital and Transformation

Fintech is dead, long live Fintech

The word Fintech (short for "Financial Technology") was first recorded in the 1980’s in the Sunday Times. However it was only until the financial crisis of 2007-2008, that the usage of the term became more widespread. The resulting lack of trust in the traditional financial system inspired many tech-entrepreneurs to create new start-ups ...

26 July 2020 /retail /startups Fintech innovation and startups

Monetization of a marketplace in the financial industry - Make your idea profitable!

Marketplaces are on the rise! A digital marketplace is an online platform, where different third-parties connect and supply and demand can be matched. This supply/demand can be a specific product or service, but can also facilitate a full customer journey, by matching products and services of multiple vendors for each step of the journey (e.g. a c...

19 July 2020 /startups /markets Innovation in Financial Services

Community