Latest opinions that Prashant Bhardwaj has shared on Finextra

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Prashant Bhardwaj

Innovation Manager

Crif

Member since

21 Aug

Location

Pune

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Prashant's opinions

The Hidden Catalyst: How One Force Will Unite Banks and Generative AI by 2025

As we approach 2025, the intersection of banking and generative AI presents a pivotal moment for financial institutions. Trust, the cornerstone of banking for centuries, is now being challenged and redefined by technological advancements. With global investments in generative AI projected to reach $1.68 billion, banks must navigate this evolving

19 December 2024 /ai /inclusion Artificial Intelligence

Scammed in Silence: Unveiling the Digital Fraud Crisis in Rural Areas

In our earlier conversations, Amit Gaur, a bank manager in a rural area of Haryana, often lamented the decreasing foot traffic in banks, noting that it was almost a day off after lunch hours as customers increasingly turned to digital transactions. Recently, however, he shared alarming insights about the rising tide of digital fraud affecting his

12 December 2024 /security /crime Transaction Fraud Systems and Analysis

Bitcoin’s $100K Leap: The Changing Face of Finance in 2025

As Bitcoin crosses the historic $100,000 mark, the cryptocurrency market is witnessing a transformative shift. With significant technological advancements and an increasing acceptance from traditional financial institutions, cryptocurrencies are becoming integral to the global financial ecosystem. This article explores the top-performing cryptocu

05 December 2024 /crypto /predictions Cryptocurrency Insights

Banks vs. Gen Z Expectations in 2025: A Roadmap for Bold Leadership

As Generation Z enters the financial world, banks face an unprecedented challenge: adapting to the expectations of a tech-savvy demographic while maintaining their existing customer base. With over four million Gen Z members projected to open new bank accounts each year through 2026, financial institutions must innovate to capture this emerging ma

17 November 2024 /people /inclusion Banking Strategy, Digital and Transformation

Elon Musk, Trump, and the Future of Global Finance: A New Era of Innovation?

The recent victory of Donald Trump in the 2024 presidential election has sent ripples through various sectors, with the finance and banking industries poised for significant changes. As Trump embarks on his second term, his policies could influence everything from foreign investment inflows to technological innovations in banking. This article ex

07 November 2024 /ai /predictions Digital Bank Transformation

Are Financial Institutions Doing Enough to Meet Customer Expectations in the Digital Age?

In today’s rapidly evolving digital landscape, customers' expectations of financial institutions have reached unprecedented heights. With technology reshaping how we interact with banks, consumers demand seamless, personalized experiences catering to their needs. This article, supported by compelling statistics and insights, explores whether bank

06 November 2024 /people /inclusion Digital Banking Trends

Digital Arrest: A New Frontier in Cybercrime and Its Ripple Effects on Consumer Trust

Digital arrest scams have emerged as a significant threat in the digital landscape, impacting consumer confidence and financial stability. These scams not only result in substantial financial losses but also erode trust in digital payment platforms, which is crucial for the growth of e-commerce and online banking. As financial institutions naviga

30 October 2024 /security /crime Banking

2025: The Year Generative AI Transforms Banking Customer Engagement

Generative AI is set to reshape how banks engage with customers by 2025. With investments in generative AI expected to hit $1.68 billion globally, banks must adapt to remain competitive. Hyper-Personalization Potential Generative AI enables hyper-personalized services, offering financial advice and product recommendations tailored to individual pr

26 October 2024 /ai /predictions Artificial Intelligence

From Legacy to Innovation: Banks' Path to Cloud, AI, and Quantum Computing

As the financial landscape rapidly evolves, traditional banks face the challenge of transforming their legacy systems into innovative powerhouses. The journey up the stairway of technological advancement—cloud computing, generative AI, and quantum computing—marks a crucial path for banks striving to remain relevant and competitive. Cloud Computin

10 October 2024 /ai /people Artificial Intelligence and Financial Services

From Cave Walls to Code: Innovation, Storytelling, and Generative AI

Storytelling, a timeless tool of human connection, has evolved from cave paintings and ancient sculptures to personal tales passed down through generations. Today, it fuels business innovation, driving engagement and brand identity. The magic of storytelling has always been its human touch—the emotions, wisdom, and shared experiences that resonate

27 September 2024 /ai /people