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Mahesh Pawal

Portfolio Product Manager, Digital Transformation

Fiserv

Member since

02 Dec 2019

Location

Alpharetta

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Mahesh's opinions

When Digital Payments FAIL: Breaking Points | The Struggles of Trust and Infrastructure | PART 4

Embarking on a once-in-a-lifetime road trip through the vast expanse of Death Valley, you're filled with excitement and a sense of adventure. As you drive along the deserted stretches, a sign ominously declares, "NO GASOLINE STATION FOR THE NEXT 250 MILES.". You're now a little nervous about being so far from civilization. After all, the...

12 June 2023 /retail /wholesale Frictionless Payments

When Digital Payments FAIL: The Trojanization of the Digital Payment Ecosystem | PART 3

94% of the passwords used by 5.2 billion internet users scored less than 65 on Center for Internet Security’s (CIS) security scale. I am pretty much sure that you are one of them. CIS suggests that anything less than 80, is considered an easy target for hackers, given the advanced computing power available today. To determine if your password is ha...

02 May 2023 /security /payments Digital Banking Trends

When Digital Payments FAIL : Disconnected World | Power Failure and Internet Outage | PART 2

The sound of thunder echoed through the small business as David frantically tried to process digital payments from his customers. He had always relied on the convenience of digital payments, but he never imagined the nightmare that would unfold before him. Suddenly, a bolt of lightning struck nearby, causing a power outage and leaving David and hi...

21 April 2023 /startups /inclusion The Payments Business

“When Digital Payments FAIL : Over-Reliance and Real-World Examples | PART 1”

As you slip into bed, you set your morning alarm on your phone and glance into your banking app to ensure that all is well. But instead of seeing your balance, you are met with a notification that sends shivers down your spine - your account balance is at zero. Your mind races as you frantically check other payment apps, but to your horror, they t...

11 April 2023 /payments /retail The Payments Business

From Chaos to Consistency: Unlocking the Potential of Digital Payments

"The only thing worse than no payment system is having too many payment systems." - David Marcus, Head of Facebook Financial Welcome to the world of digital payments, where transactions are just a few taps away. With numerous payment options available, the digital payments landscape can be overwhelming for users, leading to confusion an

25 March 2023 /retail /wholesale Banking

Talk to Your Bank: The Power of AI, ChatGPT and Conversational Banking

Picture waking up to your virtual assistant banker delivering a message that sends a chill down your spine: "Today, there is a significant risk to your investment portfolio, with the potential for a sharp 5.58% downside. This is due to the recent crash in global markets, which has been attributed to the effects of Silicon Valley Bank."

17 March 2023 /payments /predictions Banking and Lending Solutions

The Game of Cards: How Gamification Can Revolutionize Digital Card Issuance?

“$20 for entering name and address? And this is just a step #1 out of 7 steps.” Imagine you have given an option to earn money while opening an account, instead of providing the details on the age-old boring screens. Which one will you choose? If you have answered first approach – that’s the impact of Gamification. According to a study by MagnifyMo...

02 March 2023 /retail /predictions Banking

'Desperate times call for Innovative measures!' - New Opportunity for SME and FI

“What do you call China – Villain or change-enabler?” You can call whatever, but China, as a country, has magnificent impact on the globe. According to Worldbank, China’s share of global GDP in 2019 was 19.24%. This number indicates, how Chinese economy is weaved into the global economy. And the latest product from China is – ‘Coronavirus Disease

03 May 2020 /retail /startups Fintech innovation and startups

''Are you ready to throw your cards?'' - Disruption in the Cards Industry

You want to buy that new shiny latest model of iPhone from Apple store. And as you take out your wallet to pay the bill, you are bewildered – 3 credit cards and 2 debit cards – which one to use? Obviously, debit card doesn’t make sense – but wait! There is an offer which says, 10% additional cashback on debit card payment and another one says – ‘

25 April 2020 /payments /retail Digital Banking Trends

How FI should survive in 'Open Banking' battlefield ?

Traditionally financial industry protected the customers’ personal, financial and transactional data. This was a great entry barrier for players like new financial institutions and fintech companies. However recent changes on regulatory horizon, including implementation of Farrell Report in Australia, Payme

04 December 2019 /retail Open Banking