Latest opinions that Gustav Korobov has shared on Finextra

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Gustav Korobov

Senior Sales Executive - Core Banking platform

Advapay

Member since

06 Mar 2019

Location

Tallinn

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Gustav's opinions

Covid-19 impact on the EU FinTech market: EMI and PI licenses obtained in 2020, compared to 2019

Updated: January 5, 2021 The year 2020 is closing, and we all witnessed how difficult this year was for new businesses, including Payment and Electronic Money companies. Covid-19 has had a huge impact on financial systems across the world, including the provision of digital financial services and the functioning of the FinTech market in general. F...

16 December 2020 /payments /covid-19 Fintech

Your Checklist to pick a Digital Core Banking provider

There are many different Digital Core Banking providers in the market. They differ from one to another. Some of them offer only front-end applications, for example, web and mobile banking for end-users, but some of them - only back-end. When choosing the same product categories, such as Digital Banking and Core Banking, it may mean completely diff...

07 October 2020 /retail /startups Fintech

SaaS vs On-premise for Digital Banking: 5 Points to Consider

Today companies have rapidly shifted to cloud technologies. With the disruptive technologies and innovations, unprecedented changes have been taking place in all industries, including Financial Services and Digital Banking. As we can see, cloud technologies have brought different benefits to the stage – for example, resources optimisation in combi...

30 September 2020 /retail /startups Fintech

What makes a Digital Banking platform great for future changes

Today, fintech firms and digital banks have become major disruptors of banking services and have transformed the traditional way of banking and payments that have been practised for years. Naming the most popular ones like digital, neo or challenger banks, everyone understands that they have brought new ideas and elevated customer experience in th...

17 July 2020 /retail /startups Fintech

Open Banking as a World of open opportunities and hidden risks

At a time, when banks are finalizing their Open APIs, fintechs are developing their superb applications, and consumers are thinking whether they need Open Banking or not, I decided to share my thoughts on what the opportunities and risks will Open Banking bring for all market participants. Open Banking is a banking initiative that was developed to...

12 June 2020 /payments /retail Fintech

EU Fintech market overview: EMI and PI licenses obtained between Jan-May 2020, compared to 2019

During the past months, we have witnessed the slowdown of the economy. Many industries are being impacted, including financial services. Covid-19 has destabilized private capital markets, and investments in start-ups and new projects have substantially decreased. In Q1 2020 VC-backed fintech activity dropped to $6.1B across 404 deals, which result...

22 May 2020 /regulation /startups Fintech

How the post-Covid-19 reality will change banks and fintech

Talks about the “new reality” and “the world will never be the same” flooded the Internet, and the society is pretty fed up with those words and phrases. Nevertheless, changes are already taking place, and it would be foolish to ignore the obvious - because now it is imperative to understand which way the wind is blowing to be able to adapt to cir...

13 May 2020 /startups /covid-19 Fintech

Bank as a service - the future of banks and fintech startups?

How do we see the future of fintechs and banks? Will these financial players end up being competitors or partners? We at Advapay are working daily with Fintechs to provide core banking platform and understand how important for them to have easy-to-connect and fast-to-market services. It is no secret that during the past years, the stability of bank...

07 May 2020 /cloud /startups Fintech

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