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All kudoes to RBS team and congrtulation for briniging disrutpive concept on floor. Ripple again proving it's strong presence in crypto currency framework over peers but could not understand how it can bypass reliable infrastructure such as SWIFT??

Central bank's decision is right as bank's investment in BCP/DR as well as incident management has failed to deliver.

Finextra Member,

There is already 'AntiChip' campaign started against VeriChip - NFC tag manufacturer (http://www.antichips.com/default.htm) but, I would like mention that, muggers are known for cutting body parts or even killing with card base transactions - specially in African region.

My own Boss was mugged in 2008 ( we feel he was drugged also to make him unconcious for an hour or so) in Hong Kong , they stole all things except his clothes even though he did not carry any cards only cash.

but, my personal view is to educate and create awerness on its purpose to build value out of such such tags.

Thanks Bratt for sharing link and opening more possibilities of such tags. I can imagine tagging a cloth with such tag and reader on my washing machine and we have IoT in action :)

NCR leveraged on uGenius Video Teller Technology to be in par with competition.

I feel 50% of those 150 financial institutes were part of acquition deal :) but, certainly NCR kept its promise of taking the technology further to bring marriage of self services as well as Video teller.

Rwenda  has been moving towards matured payments on m-payments as well as direct benefit transfer.  They are on citizens biometric authentication database. 

Thanks for the survey findings. It looks Canada can be starting place for large scale IoT and wearable payments.

Awesome way to create valeue by payment network. Not only it enhances MasterCard's own brand apart from London and UK's retail segement.

It makes perfect traveller's experience for visitors to bump with good offeres while hunting for Wi-fi Hotspot. There are city wide wi-fi network build in US, Spain as well as in India and they can build such business case.

Zswipe can solve issue faced by countries like India, few african region countries which has biometric database of citizens and govt runs direct benefit transfer program to benefit unbanked citizens.

Zswipe can business case of pre-paid card with biometric authentication which can be used for EMV transactions as well as local country specific transaction authentication using single terminal.

The cost of re-issue of cards can be observed as most of the local country specific transactions needed some investment.

This is good step towards building awerness in new region as well as giving first hand test of technology by iZettle.

I remember speaking to merchant in India who used mPOS solution from startup in India sharing his business issues including mPOS being slower than traditional EDC machine, settlement and reversals that impacted his business and his customers. This kind of campaign removes such loss of confidence.