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Shiv Nanda

Shiv Nanda Content Strategist at https://www.financialexpress.com/

Adobe’s Q4 Woes: Will AI Help the Company Recover from Its Stock Drop?

Adobe's recent announcement of a weak fourth-quarter outlook led to a sharp 9.2% drop in its stock, drawing significant attention from investors and analysts. With artificial intelligence playing a central role in the tech sector, this development has prompted scrutiny of the company's financial health and prospects, including the potential impact...

/markets Personal Finance

Santosh Radhakrishnan

Santosh Radhakrishnan Chief Commercial Officer at XYB Limited

Coreless Banking: The New Evolution of Core Banking

The financial services industry is undergoing a significant transformation driven by rapid technological advancements, changing customer expectations, and increasing regulatory pressures. At the heart of this transformation is the evolution of core banking systems, the backbone that supports the operations of banks and financial institutions. H...

/payments /retail Banking

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why should your business consider offering prepaid cards and digital wallets?

In this tech-savvy financial landscape, businesses like yours that provide digital payment services are under increasing pressure to stay competitive by offering more flexible, convenient, and secure payment options. If you are dealing with digital wallet services and prepaid card solutions, there's nothing like prepaid cards vs digital wallets

/retail /inclusion Banking

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Data Platform) at DBS Bank

The Currency Hunger Games — The curious case of Japanese Yen

“七転び八起き” (Nana Korobi Ya Oki), a famous Japanese proverb that means “Fall down seven times, stand up eight”, a proverb that can be prophetic as we see the recovery of the Japanese Yen from its abysmal performance in past few years. Let me start with a small disclaimer, I am neither an economist nor a financial expert. In fact, I am a techie turned

/markets /predictions Artificial Intelligence and Financial Services

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Customer Experience Gap in Digital Banking: Why It Matters and How to Close It

Banks and financial institutions are under immense pressure to innovate and modernize their services. The goal is clear: enhance customer experience (CX) to stay competitive in a market where customer expectations are higher than ever. However, significant investments and hard work do not always translate into success. This article explores a rea

/retail /devops Banking Strategy, Digital and Transformation

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

UPI Circle – A key step towards making digital payments inclusive and ubiquitous in India

With the National Payments Corporation of India’s (NPCI) launch of UPI Circle on 13 August 2024, India’s hugely successful digital payments market, which is a thriving example of how digital transformations can impact a nation’s economy at a massive scale, is going to witness yet another seemingly simple but potentially disruptive feature: Deleg...

/payments /retail

Lars Frösslund

Lars Frösslund Head of Strategy & Transformation at SkySparc

The Impact of the Instant Payments Regulation on European Banks

The new Instant Payments Regulation (IPR), effective April 8, 2024, mandates that European banks and payment service providers offer instant euro transfers at the same cost as regular transfers, with full implementation deadlines set for January 2025 for Eurozone banks. This regulation requires payments to clear within 10 seconds, 24/7, impacting ...

/payments /regulation

Akshaya Chandra

Akshaya Chandra Head of Innovation, Technopreneur at Tata Consultancy Services

Robots in Care: a fiction or the future

For most millennials and GenZs, one of the wow moments of the big screen will always be heartfelt on-screen meeting between C-3PO and R2-D2. Qui-Gon brings Artoo to Anakin’s house, and he and Threepio hit it off immediately. Wind forwards to 2020s when AI has been the most talked about subject across the spectrum – would a similar C-3PO or R2-D2 i...

/ai /cloud Artificial Intelligence

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Key considerations for selecting a cross-border payment solution in the financial industry

Businesses trying to reach out and interact with global customers depend on cross-border financial transactions. Your business's ability to guarantee flawless, low-cost, safe transactions depends on choosing the correct cross-border payment system. A reliable cross-border payment solution is a necessary part of your financial strategy. It is more t...

/retail /inclusion Banking

Marcus Martinez

Marcus Martinez Industry Advisor, Worldwide FSI at Microsoft

Unlocking New Value Streams: The Intersection of PSD3 and Generative AI in Financial Services

The financial landscape is on the cusp of significant transformation, driven by regulatory advancements and technological innovation. The forthcoming Payment Services Directive 3 (PSD3) promises to reshape the payments industry, fostering greater competition and enhancing consumer protections. Simultaneously, Generative AI is making inroads into B...

/ai /payments

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