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Fintech

Fintech discussions and conversations around the development of fintech.

Vasyl Soloshchuk

Vasyl Soloshchuk CEO & Founder at INSART Fintech Business Accelerator

Generative AI is for Chatbots, Not Fintech. Or Isn’t It?

Exploring how startups can focus on real-world applications to drive value instead of chasing trends. Everyone knows AI can power chatbots to handle customer queries or churn out generic content. But what about fintech? In 2023, the market for AI in fintech was valued at $42.83 billion, and by 2029, with a steady growth rate, it will surpass the ...

/ai /startups

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

The Public Sector Fraud Authority’s Guide to Enterprise Fraud Risk Assessments

The Enterprise Fraud Risk Assessment (Practice Note) has been developed by the Government Counter Fraud Profession (GCFP) Centre of Learning, operating out of the Public Sector Fraud Authority. It was made public on the 13th of January 2025 to provide organizations with a robust framework for mitigating fraud risks and safeguarding resources. Fra...

/regulation /crime

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

India’s Digital Public Infrastructure: Revolutionising Growth, Inclusion, and Global Influence

In an era where technology underpins progress, India’s journey in crafting and scaling its Digital Public Infrastructure (DPI) offers a blueprint for transformative growth and inclusion. The ambitious vision—spanning Aadhaar, Unified Payments Interface (UPI), DigiLocker, and emerging frameworks like the Ayushman Bharat Digital Mission (ABDM)—refle...

/payments /identity

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Klarna x Stripe: A Defining Moment in the Global Payments Landscape

The expanded partnership between Klarna and Stripe represents a strategic inflection point in the evolution of global payments. As Klarna gears up for its much-anticipated U.S. IPO—targeting a valuation of nearly $20 billion—this collaboration gives the company unparalleled access to millions of Stripe-powered merchants across 26 countries. This mo...

/payments /startups

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

UK Government Unveils Comprehensive AI Opportunities Action Plan

On the 13 of January 2025 the UK government has launched an ambitious AI Opportunities Action Plan, presenting a detailed roadmap to position the nation as a global leader in artificial intelligence. Championed by Peter Kyle, Secretary of State for Science, Innovation, and Technology, the plan addresses the critical need for economic transformatio...

/ai /regulation

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

FinTech Disruption: Commonwealth Nations Are Shaping the Future of Finance

A silent revolution is brewing across the Commonwealth. It isn't coming from Wall Street or London’s financial district—it’s rising from Nairobi’s street vendors, Lagos’ bustling tech hubs, and the remote islands of The Bahamas. These nations are rewriting the rulebook on finance, not by tweaking old systems but by daring to build new ones from th...

/inclusion /predictions

Luke Voiles

Luke Voiles CEO at Pipe

Fintech and Small Business Predictions for 2025

With 2025 approaching, the landscape for SMBs is undergoing transformative changes driven by advances in technology, shifts in consumer expectations, and evolving regulatory frameworks. It is a priority for a company to keep a pulse on the industry trends that impact those it serves. How will AI agents transform financial services? What does a shi...

/inclusion /predictions

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Connecting eNPS and Performance Reviews: Building a 360° Feedback Culture

Achieving a balance between organizational health and individual performance is critical for long-term success. Two key tools that help organizations achieve this are the Employee Net Promoter Score (eNPS) and performance reviews. While these tools serve distinct purposes, their interaction offers powerful insights that can drive engagement, produ...

/people /sustainable

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Banking-as-a-Service (BaaS): A $25 Billion Opportunity Amid Growing Challenges

Banking-as-a-Service (BaaS) has rapidly become a cornerstone of the embedded finance ecosystem. By 2030, the global BaaS market is projected to reach over $25 billion, driven by increasing demand for seamless integration of financial services into non-banking platforms. From payments to lending, BaaS enables brands to offer banking solutions direc...

/regulation /retail

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Valuation Essentials: Framework for Fintech Pricing

For a fintech start-up or scale-up, valuation is crucial. It plays a significant role in major financial events such as sales, mergers, funding rounds, or employee stock option plans. Essentially, valuation determines the price assigned to a business at a specific point in time. For instance, during a funding round, it dictates how many shares an

/startups /predictions

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