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Fintech

Fintech discussions and conversations around the development of fintech.

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Autumn Budget 2024: Laying the Foundations for Economic Stability and Growth

The Autumn Budget 2024, presented by Chancellor Rt Hon Rachel Reeves , represents Labour’s return to power and is aimed at economic reform, investment in public services, and strengthening support for working families. Here, the budget’s major areas, offering key details, percentages, and figures that reflect the government’s fiscal vision and co...

/inclusion /markets

Brandon Spear

Brandon Spear CEO at TreviPay

Top B2B Payments Trends to Watch For 2025

As we approach 2025, the B2B payments landscape is at a convergence: technological advancements, evolving buyer expectations and global economic pressures are redefining how businesses transact with one another. Earlier this month, industry experts and practitioners gathered at the inaugural Crossroads event – a conference dedicated to B2B paymen...

/payments /predictions

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Illegal Finfluencers: FCA’s Crackdown on Financial Promotions on Social Media

The rise of social media as a powerful platform for influencing financial decisions has brought with it significant risks, especially when it comes to "finfluencers" social media personalities offering financial advice or promoting investment products. While these influencers may have the trust of their audiences, the UK's Financial Cond...

/inclusion /crime

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Building Wealth for Everyone: How Banks Can Democratize Recurring, Low-Cost, Long-Term Investing

Active investing is challenging, often yielding less-than-desired results for the average investor. While professional investors with access to advanced tools, up-to-the-minute market information, and complex models might occasionally beat the market, for most of us, that’s a near-impossible feat. The efficiency of markets today means that any pu

/wealth /retail

Nicky Goulimis

Nicky Goulimis Co-founder at Tunic Pay

It's a good time to be alive... if you're a faster payments fraudster

Imagine you are a fraudster swindling unwitting consumers out of their hard-earned savings. You'd have to agree, it's a good time to be in business. Most banks don't spot you before you complete the scam. They are powerless to stop you. And they haven't a hope of tracking you down once the money reaches you. Official statistics tell us that 250,0...

/payments /crime

Shawn Conahan

Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.

How To Win and Retain Customers In The Loyalty Era

Today, an abundance of consumer choice online has become the norm, and hyper-competitiveness rules. We have shifted into the Loyalty Era, in which consumers are no longer only swayed by the lowest price. This era, characterized by limitless consumer options, low friction enabling easy switching among those options, and high consumer expectations, ...

/retail

Nico Barawid

Nico Barawid Co-founder at Tunic Pay

Banks must get ahead of payment scammers, not clean up in their wake

It’s been a busier year than usual for fraud teams at UK banks as they’ve grappled with significant regulatory change handed down on a tight deadline in an effort to stem the rising tide of payments fraud. Starting 7 October, every UK retail bank is required by the Payment Systems Regulator (PSR) to reimburse customers who lose money in proven inst...

/identity /crime

Roman Eloshvili

Roman Eloshvili Founder and CEO at XData Group

Starting a Fintech Startup: 5 Key Tips Founders Should Prioritise

Entering the final quarter of 2024, the fintech industry is showing signs of improvement compared to the funding decline of 2023. However, despite some recovery, the global fintech ecosystem is still far from its peak. Investment levels and deal volumes are still lower than in previous years. Notably, regions such as the UK and parts of the US ha...

/startups /markets

Arun Poojari

Arun Poojari CEO & Co - Founder at Cashinvoice

What is alternative data, and can it help improve lending decisions?

MSMEs are the heartbeat of economic vitality, fueling 30% of our GDP and generating a wealth of job opportunities. Recognizing the growing importance and number of MSMEs in the sector, now numbering 64 million, the government has introduced initiatives like Udyam to boost credit growth and provide incentives to support the industry. Despite this, ...

/regulation /inclusion

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Implementing Consumer Duty in the Payments Sector: Key to Delivering Good Customer Outcomes

The Financial Conduct Authority (FCA) has set higher standards for financial services firms through the implementation of the Consumer Duty, a key part of its 3-year strategy to promote transparency, fairness, and consumer protection. In a recent multi-firm review conducted in early 2024 and published the 9th of October, the FCA evaluated how pay...

/regulation /inclusion

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