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Fintech

Fintech discussions and conversations around the development of fintech.

Prashant Bansal

Prashant Bansal Sr. Principal Consultant at Oracle

BAAS: Banking as a service brings Industry disruption

Banking as a Service (BaaS) has emerged as a transformative force in the financial sector, challenging traditional banking models and offering innovative solutions. BaaS enables non-financial institutions to integrate banking services into their own products and platforms, leveraging the technology and infrastructure of licensed banks. This disrup...

/inclusion

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA's Price and Value Outcome Update: Best Practices and Areas for Improvement

The FCA has released a detailed report on the Price and Value Outcome as part of its ongoing Consumer Duty framework. This update provides crucial insights into how firms can ensure they deliver fair value to their customers and highlights examples of both good and poor practices across the financial services sector. Below are some of the most im...

/regulation /inclusion

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

AI: The New Lifeblood of Fintech Transformation

Is fintech losing its steam? Hardly. While some may argue that innovation in financial technology has plateaued, the reality is that we're on the brink of a new revolution—one led by artificial intelligence (AI). Far from slowing down, fintech is rapidly evolving, and AI is transforming not just the "how" but the "why" of financ...

/ai /payments

Rafa Plantier

Rafa Plantier Head of Go-to-Market at Gigs

Credit where it's due

Credit inclusivity is the bedrock of a healthy economy. With access to credit, people can invest in their future, whether that's buying a car, paying for higher education or planning for the unexpected. But when lenders tighten their belts, it is much harder for everyone - especially young people, minorities and anyone with any negative credit his...

/startups /inclusion

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Update on Cash Savings - September 2024: In-Depth Insights

The Financial Conduct Authority (FCA) has provided a detailed update on the cash savings market following its initial review published in July 2023. This latest report, released in September 2024, assesses how banks and building societies are improving customer outcomes, particularly concerning interest rate pass-through, fair value assessments, a...

/regulation /inclusion

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

The Growth of Local Payment Methods: Empowering Global Commerce through Localisation

As the global economy becomes increasingly interconnected, the demand for tailored, localised payment solutions has surged. Local payment methods (LPMs) are gaining prominence across the world, enabling businesses to reach new customers and streamline transactions in different regions. These payment systems cater to the unique financial habits, pr...

/payments /markets

Donica Venter

Donica Venter Marketing coordinator at Traderoot

The Impact of the 'Tap on Glass' Revolution in Commerce

The “Tap on Glass” revolution has had a profound impact on commerce, reshaping how businesses and consumers handle transactions. This concept, which refers to the rise of mobile payments, has significantly transformed financial interactions and continues to drive change across industries. Evolution of Mobile Payments Over the last decade, mobile p...

/payments /predictions

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Navigating Transformation: The New Era of Banking and Fintech

You know, it’s an interesting time to be in the financial services world. With traditional banks and flashy fintechs dancing the tango, it’s hard not to notice how the roles have begun to shift. Not too long ago, fintechs were the nimble disruptors, waltzing past the heavyweights of banking with their slick apps and innovative ideas. Fast forward ...

/people /startups

Anna Kuzmina

Anna Kuzmina Expert at Fintech

My payment adventure in Kyrgyzstan

Issyk Kul Photo by Igor Tverdovskiy on Unsplash I love to share personal stories of the troubles I get into in different places around the world. Especially when it comes to payments, my professional field. This is a story of the payment product UX gone wrong because of one teeny tiny detail, and the

/payments /regulation

Sheza Gary

Sheza Gary Project Strategiest at Self Employed

From Smart Automation to Strategic Insights - Start-ups Using AI to Redefine Fintech Solutions

The fintech industry is undergoing a revolutionary transformation, driven by the power of artificial intelligence, hence AI. As we venture deeper into the digital age, innovative startups are leveraging AI to redefine financial services, from automating complex processes to providing personalized insights. These advancements are not just enriching...

/ai /startups

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