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Fintech discussions and conversations around the development of fintech.
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Jose Puccini AVP at BankTrade
Morning and welcome to your podcast: Fintech-Bank Talks, I´m Jose Puccini, Host and Founder. Today, artificial intelligence is no longer just an add-on in the financial industry. Today, algorithms make investment decisions, automate risk analysis, and optimize portfolios at speeds no human could match. But there's a major dilemma: should AI mimic ...
10 February 2025 /ai /wholesale
Ritesh Jain Founder at Infynit / Former COO HSBC
In the summer of 2022, a young marketing executive in London, eager to revamp her wardrobe, clicked “Pay in 4” at checkout. The process was seamless—no credit check, no hassle, and most importantly, no immediate cash outflow. Fast forward six months, she found herself juggling payments across three different BNPL providers, struggling to keep up a...
05 February 2025 /payments /startups
Harish Maiya CEO at Orin
A common challenge faced by many Fintech teams is keeping up with rapidly emerging AI models and effectively applying them to financial use cases. As a Silicon Valley Fintech startup, our team went through this as well. Despite having a technical background, it took us some time to understand new foundational AI models, recognize their strengths,
03 February 2025 /ai /payments
Kristine Jakovleva Chief Marketing Officer at Advapay
Latvia, a small Baltic country, is rapidly emerging as a potential fintech hub in the EU. The country is taking real strides to attract innovative financial companies, and it's worth exploring what sets Latvia apart. A Regulator Open to Innovation and Collaboration One of the most significant factors contributing to Latvia’s growing appeal as a fin...
29 January 2025 /payments /regulation
Yesterday, I engaged in a thought-provoking discussion with Charles Orton-jones and Sam Boboev during a session on the evolution of digital wallets session in FintechTalk What began as an exploration of their role in payments quickly expanded into a broader conversation on their future as gateways to digital identity, tokenized assets, and decentr...
29 January 2025 /payments /identity
Katherine Chan CEO at Juice
After spending over 15 years in banking, I witnessed the ongoing challenges SMEs face when seeking funding. Traditional high street banks often fail to meet the needs of these businesses, especially digital-first and B2C companies, leaving them unable to secure the capital needed to scale. This persistent gap in funding, which amounts to ÂŁ22b in t...
28 January 2025 /startups /inclusion
There’s a phrase I’ve come to live by: “Customer experience is not part of the game; it’s the game.” In today’s world, where products and services can be easily replicated, the real differentiator is how businesses treat their customers. It’s not just about solving problems—it’s about how they make people feel during those moments of need. I learn...
24 January 2025 /people /startups
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
The Financial Conduct Authority (FCA) has published its updated review of money laundering through markets (MLTM), building on prior work such as the 2019 thematic review (TR19/4). This latest analysis outlines progress, persistent gaps, and new challenges in combating financial crime in capital markets. It also provides practical recommendation...
23 January 2025 /regulation /crime
The fintech sector has undeniably undergone a transformative period over the past year. After a booming few years, 2023 presented challenges for fintech funding, with significant drops in key markets like the US, UK, and India. However, in a surprising twist, Europe has proven resilient, marking a 10% rise in fintech funding during 2024. Let me ta...
23 January 2025 /startups /markets
The closure of Zing, HSBC's international payments app launched just last year, is both disappointing and unsurprising. In an era where Wise and Revolut continue to disrupt traditional banking, Zing’s failure highlights several important lessons for banks trying to remain relevant in the evolving fintech landscape. Let’s break this down. The Challe...
23 January 2025 /payments /startups
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