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Banking

Banks nowadays are in stiff competition for human resources with fintech. The financial technology sector often offers higher pay. Still, the prospects of many such start-ups are difficult to forecast – they are as likely to occupy a solid niche as they are to go bust. Stable companies in Latvia are only a handful. Primarily, fintech players active in Latvia are headquartered in foreign countries – the United Kingdom, to name one – despite maintaining offices in Riga and employing staff in Latvia

founded 24 Jan 2023

Julija Jevstignejeva

Banking infrastructure for fintech, e-com and busi

Magnetiq Bank

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Mayuri Jain Senior Manager, BFSI Industry Marketing at Persistent Systems Inc.

Story of Core Modernization

In the world of finance, the winds of change are blowing stronger than ever before, sweeping across the landscapes shaped by legacy systems and traditional business practices. Financial enterprises find themselves at a intersection: one path leads to continued reliance on outdated systems, and the other towards a future of digital innovation and m...

10 May 2024 /cloud

Duncan Kreeger Founder and CEO at TAB

Charting Property Finance in the UK

In today's ever-shifting economic landscape, navigating property finance can feel like charting a course through turbulent and unpredictable waters for borrowers. Whether you are a homeowner with a mortgage or a seasoned property investor, everyone must tread carefully as they adjust to an environment no longer characterised by low and stable infl...

02 May 2024

Harshita Soni Digital Marketer at Ken Research

The Rise of Digital Payments Banks in India influencing the Market and Revenue

India's payments landscape has undergone a remarkable transformation in recent years, driven by the rapid adoption of digital payment methods. From traditional cash transactions to cutting-edge mobile wallets and Unified Payments Interface (UPI), the country has embraced innovative payment solutions, catalyzing a cashless revolution. In this blog,...

24 April 2024 /payments

Nick Green Director at Purple Patch Broking Ltd

FCA and BoE data sharing changes: the impact on lenders

With the BoE and FCA’s renewed focus on improving data collection and sharing within the credit information market, the industry has rightly raised questions. What impact will these changes have on lenders? Do they really support market growth for the good of all? And what do lenders need to do to prepare? To find out more, for this article, we spo...

23 April 2024 /regulation /retail

Yogendra Singh Vice President, Global Head, Solution Consulting at Oracle

Maximizing Capital Efficiency: Collateral Optimization in Basel III Post-Crisis

Introduction: In the aftermath of the 2008 financial crisis, regulators implemented Basel III to fortify the global banking system. Among its many provisions, collateral optimization emerged as a critical strategy for banks to reduce risk-weighted assets (RWAs) while maintaining exposure to credit portfolios. This article delves into the significa...

10 April 2024 /regulation /retail

Sandeep Gupta Strategic Advisor, Banking Transformation at NTT DATA Services

The future of banking is composable

Will the banking industry continue to evolve at an increasing rate year on year? In the 21st Century, the answer to this question seems to be inextricably linked to the progress of technology and regulation. As new technologies emerge, they drive the industry in a new direction, charting the course for industry participants, clients, and customers...

02 April 2024 /payments /retail

Chris George Vice President Product at CI&T

Trust the funds: How new challenger banks can earn the confidence of customers

Centuries of history and decades on the high street mean that traditional banks, like the UK’s ‘big four’ of Barclays, Lloyds, HSBC, and Natwest, are often perceived by customers to be the most trustworthy, appealing option. However, since the UK began authorising the opening of new banks over a decade ago, numerous challengers have emerged. And m...

21 March 2024

Nick Green Director at Purple Patch Broking Ltd

Financial crime prevention: Credit provider's cutting-edge approaches

Credit providers understand the critical challenge with the rise of complex financial crimes, from cyber theft to money laundering. Criminals are using advanced technologies—the same ones that make digital banking possible—to break through security defences. In response, credit providers are forced to constantly modernise their approach to crime pr...

19 March 2024 /regulation /retail

Priya Kumari Digital Content Marketing Specialist at MSys Technologies

The Resilience of Credit Unions: Shaping the Future of Consumer Loans

Introduction While credit unions have experienced a slight slowdown in growth, they have proven to be more resistant to market fluctuations compared to banks. Despite facing challenges, credit unions have managed to maintain their share and even make gains in specific sectors. This article explores the recent trends in credit unions' consumer loan...

15 March 2024 /payments /markets

Shailendra Malik SVP - Tech Delivery (Data Platform) at DBS Bank

RBI’s cautious approach kept India safe from BNPL issues

NatWest in UK last week announced that it is ditching its BNPL products and many experts not are attributing this due to the over crowded market and banks may gradually become less interested in these products. London still having a huge heft in the global financial market, has no regulation in place as yet and now Banks are left to decide by them

11 March 2024 /payments /regulation