Embedded Finance

A group about everything related to embedded finance.

Hasan Nawaz CEO at HUBUC

How embedded finance can be transformational for insurance

Even before COVID-19 hit, the insurance industry had some major challenges to face. In fact, research from McKinsey highlighted the revenue of the world’s insurance companies declined by $300 billion between 2015 and 2018. The pandemic has given the industry another headache, accelerating the shift towards a full digital economy, pushing even the m...

07 May 2021 /payments /cloud

Retired Member 

What's So Special About Embedded B2B Finance?

Recently, I published an article on Banking-as-a-Service (BaaS) and why it made sense for banks to build out capabilities for their banking services to be adopted by brands (both financial and non-financial). I argued that the potential for banks is huge as it is expected to become a US$3.6 trillion industry by 2030 according to Bain Capital Vent

14 April 2021 /cloud /predictions

Vivek Dubey Senior Manager at Capgemeini

The New FinTech Galaxy and Role of Embedded Finance

Inventing new concepts, ideas, technologies and utilizing them to an extent that has not been thought of earlier is the way forward. Embedded Finance is one example of human intelligence which has given a telescopic lens to FinTech to see many opportunities which were not visible earlier. Embedded Finance is a new Galaxy in the FinTech Universe. W...

10 April 2021 /payments /startups

Retired Member 

Regulation and collaboration: the key to mainstream embedded finance

There was one major story in fintech during 2020: the collapse of Wirecard. The saga of the scandal-hit company increased the focus on some concerns around fintech generally. Of course, the blame for the collapse lies squarely with Wirecard - but there are lessons to be learned beyond the nefarious behaviour of executives in one company. First...

31 March 2021

James Bessenbach Marketing & Communications Manager at Solarisbank

What the hell is Banking as a Service? And what is it not?

With the surging number of new banking and fintech business models emerging on the scene, it can be hard to keep them all apart. The term “Banking as a Service”, especially, still has many scratching their heads. But scratch no more! We’re here to guide you through the jargon jungle of the new banking business models in our complete overview. We

30 March 2021 /retail /startups

Retired Member 

Who is enabling Embedded Finance?

Embedded Finance is an ecosystem. It is an industry with a plethora of different players, and it is growing rapidly. Brands looking to leverage the power of Embedded Finance to help them develop new products or integrate financial services into their existing offerings can be overwhelmed by the options available. If you’re looking for an Embedde...

24 March 2021

Retired Member 

Building an Embedded Finance strategy: dos and don'ts

Embedded Finance is big news for brands. This new wave of the fintech revolution allows non-finance brands to embed financial services within their own product ecosystems. Simple API integrations, plus the simplicity of one-stop-shop Embedded Finance 'platform' operators, mean that businesses of virtually every size can use financial services to b...

17 March 2021

Retired Member 

Does the rise of Embedded Finance mean the end of the fintech sector as we know it?

The rise of Embedded Finance is only just beginning. Non-finance brands are already embedding financial products and services into their apps and ecosystems. Over the next couple of years we're going to see an explosion in Embedded Finance applications - and that is going to be accompanied by a shift in perceptions about fintech, innovation, and t...

10 March 2021

Retired Member 

From Neobanks to Embedded Finance: defining a new future for banking

The impact of the challenger banks on the financial services landscape has been widespread and deep. The dominance of the legacy banks has been challenged, and consumers have been shown that they no longer have to put up with poorly designed services and old-fashioned support. But the challengers are far from the final act in the ongoing fintech r...

03 March 2021

Ignacio Javierre Co-founder at HUBUC

Five Reasons why 2021 is the Year of Embedded Finance

In the past three years we have seen a new wave of challenger banks that have transformed the consumer banking landscape. Yet, this was just the beginning of what is set to be a true fintech revolution. This year is expected to be the year embedded finance - that is financial services integrated with a traditionally non-financial service – truly m...

04 February 2021 /payments /predictions