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Embedded Finance

A group about everything related to embedded finance.

Rob Straathof

Rob Straathof CEO at Liberis

How embedded finance can boost financial inclusion for the smallest businesses

According to figures from the World Trade Organization (WTO), SMEs make up over 90% of businesses globally as well as 60-70% of employment. That isn’t just the backbone of most economies, it’s nearly the full skeleton! Despite the crucial role they play, many small businesses still struggle to access the funding they need to survive and thrive. Loo...

/retail /inclusion

Kyle Polley

Kyle Polley Engineering Manager, Infrastructure and Security at Pipe

How to Optimize Security in Embedded Finance

Embedded finance has emerged as a critical component in today's fintech ecosystem, offering an agile, seamless, and consumer-centric way to deliver financial services. This integration transforms many platforms, from online marketplaces to mobile apps, into hubs for financial transactions. While the opportunities are promising, the security of the...

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Fintech Fusion: How Integration is Driving Change

In the landscape of financial services, a multitude of 'as a service' models have emerged, revolutionizing how both financial and non-financial institutions (such as retail and HR Tech) offer financial services to their customers. Gone are the days of complex, lengthy implementation and regulatory projects. Financial services can now be readily ac...

/regulation /startups

Marat Nevretdinov

Marat Nevretdinov Managing Director at HDI Embedded

We are living in the embedded insurance revolution…but who's best placed to drive it forward?

Embedded insurance reminds me of that old saying, “the wise adapt themselves to circumstances, as water moulds itself to the pitcher.” It’s widely believed that no one actively thinks about insurance, only about their next purchase. So the embedded insurance premise is simple – bring insurance to the point of sale for those more thought-about p

/regulation /predictions

Luke Voiles

Luke Voiles CEO at Pipe

Growth at all costs is dead; Three lessons founders can learn from SMBs about sustainable growth

I’m sure it won’t come as a surprise to you that the VC-funding boom of the past couple of years is over. With those VCs still sitting on dry powder, hesitant to pull the trigger on growth-stage companies, there’s not much booming happening at all. Companies are raising down rounds to sustain themselves and looking for ways to get by indefinitely,...

Luke Voiles

Luke Voiles CEO at Pipe

Building a lending business is hard. Here’s why most software companies shouldn’t do it.

Convenience has become table stakes now. In the past few years, especially since the onset of COVID, we’ve come to expect that what we need can be dropped on our doorstep with the click of a button. Those expectations go beyond our personal lives and carry over into how we run businesses, which is why embedded financing is growing so fast. For in...

/markets

Donica Venter

Donica Venter 

The Benefits and Challenges of Adopting Embedded Finance

In our latest blog post, Traderoot CEO, Jan Ludik, digs into embedded finance and some of the benefits and challenges of adopting this innovative solution. Embedded finance is a rapidly growing trend in the financial technology industry. It involves integrating financial services and products into non-financial platforms and applications, such a...

/payments /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Rise of Embedded Finance: How SaaS Companies Are Transforming into Niche Neo-Banks

In my blog post "The financial sector boundaries are blurring" (https://bankloch.blogspot.com/2022/11/the-financial-sector-boundaries-are.html) I explored the evolution where traditional financial companies are expanding their offerings with adjacent services, while companies from other sectors are also offering more and more financial s...

/startups

Ekmel Cilingir

Ekmel Cilingir Chairman of the Supervisory Board at European Merchant Bank

Embedded Finance: Another Buzz Phrase or a Real Opportunity for the FinTech Sector?

The FinTech industry is picking up speed, and is changing our understanding about financial services and their uses in many fields. One of the reasons for this change is embedded finance. This technology is subtly and significantly transforming entire sectors, as well as creating new opportunities. A study by Juniper Research revealed that the wor...

/predictions

Rob Straathof

Rob Straathof CEO at Liberis

Why PSPs Should Partner with Embedded Finance Platforms for Tailored Financing Solutions

Payments lie at the intersection of commerce and the ever-expanding digital economy. For the Payment Service Providers (PSPs) that ply their trade in this dynamic space, there’s a unique opportunity to create new revenue streams and increase merchant retention: diversification. By partnering with an embedded finance platform, PSPs can go beyond ...

/inclusion

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