Community
A group about everything related to embedded finance.
As the owner, you will also give up ownership if you leave this group.
Jamel Derdour CMO at Transact365 / Nucleus365
Embedded finance refers to the seamless integration of financial services, such as payments, into non-financial platforms. These services are embedded directly within the customer journey, providing a frictionless and convenient experience. We explore their growing significance. The Growing Significance of Embedded Finance Embedded finance is gain...
31 July 2024 /payments /markets
Ben Goodyear CFO at Pipe
Payment facilitators (Payfacs) are used by millions of small businesses every day to run their operations. In a competitive market, the difference between Payfacs can be as small as a point or two of difference in fees. To stand out, Payfacs need to find differentiated ways to serve their customers to preserve their fees. The good news? Payment pr...
15 July 2024 /payments
Rob Straathof CEO at Liberis
The world’s financial companies, including banks and the larger credit and debit card players, have been in a position of market power for a long time. However, the disruption and digitalisation that’s being supercharged by enhanced customer expectations is changing this dynamic, and fintech is now flourishing. It’s clear from the rise of digital...
19 June 2024 /retail /wholesale
Ivo Gueorguiev Co-founder at Paynetics
Embedded finance is the fusion of technology and traditional financial services. Its innovation promises to transform accessibility to financial tools for all, and now change is needed more than ever. Recent data has underscored the urgency of addressing the widening gap in economic security. Nearly a fifth (18%) of the UK are struggling with pover...
16 April 2024 /payments /inclusion
Jean-Jacques Le Bon Chief Strategy & Product Officer at Vodeno
Banking-as-a-Service (BaaS) is one of the key trends reshaping financial services, and we’ve only just scratched the surface in terms of the impact BaaS can have across multiple sectors. Between 2022 and 2032, experts forecast that the global BaaS market value will grow more than 5x, rising from $4 billion to $22.6 billion. Why? Primarily because ...
26 March 2024 /retail /predictions
Alexander Bachmann CEO at Mitgo Group
Companies offering in-app payments and financial services within their respective platforms are examples of applying embedded finance in non-financial services. As embedded finance alters how businesses, both financial and non-financial, approach finance, companies are already seeing the benefits that come with it. For instance, 88% of them have re...
25 March 2024
Cassy Ramsey Chief Risk Officer at Aion Bank
The term Banking-as-a-Service (BaaS) has shot to prominence in recent years, but there is no single definition of a BaaS provider - some providers are strictly IT specialists, others hold licences limited to payment products, and a few offer full end-to-end BaaS with services based on a full banking licence. Today, BaaS has evolved and is availabl...
13 March 2024 /regulation
Luke Voiles CEO at Pipe
Access to capital is a cornerstone for the survival and growth of small and medium-sized businesses (SMBs). Traditionally, these businesses relied on strong relationships with community banks and Community Development Financial Institutions (CDFIs). However, as banks consolidate capital and smaller institutions disappear, the financing landscape i...
28 February 2024 /inclusion
The Christmas trees have come down, and the industry is getting its feet back under the table and thinking about what 2024 will bring. I’m very excited about this year because I think the future of finance will be fully unveiled. I’ve been lucky enough to work at the forefront of the fintech revolution; a sector where innovation isn’t just a buzzw...
17 January 2024 /retail /inclusion
Manpreet Dhot Chief Risk Officer at Pipe
The problem Small and mid-sized businesses (SMBs) play a pivotal role in driving innovation and economic growth. However, despite their significance, a staggering 53% of these businesses find themselves in a challenging predicament – they have "no current access to credit," according to a revealing statistic from PYMNTS Intelligence. Th...
12 January 2024
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