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Artificial Intelligence and Financial Services

Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Using unconventional data is key to assessing commercial lending risk

When it comes to commercial lending, credit analysis is an essential part of the process. Banks need to assess the ability of a business to sustain a certain level of debt and repay loans, but a lack of data availability, coupled with human bias, can make this difficult to assess. A steakhouse on Wall Street catering to investment bankers for exam...

/wholesale /covid-19

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Data Platform) at DBS Bank

5 ways to maximize the value of the AI Solutions

When we start talking about AI, it intrigues many, but then they lose interest at the moment we start discussing the technical details. Let me try to keep this piece a more light-hearted to highlight what are the top 5 considerations I keep in mind when I try to find a workable and deployable solution for a problem that business or an end-user fac...

/sustainable /covid-19

Anna Mazzone

Anna Mazzone MD at MetricStream

How to navigate an ever-changing business landscape with forward-looking risk management

The business landscape of today is in constant flux and continually being disrupted by rapid change. From new competitors with disruptive business models to changing customer demographics and dynamics and technological advancements, we are seeing increasing paradigm shifts in business fundamentals. The regulatory landscape too has had to adapt to ...

/ai /regulation

Ron Cogburn

Ron Cogburn CEO at Exela Technologies

Is AI just as Biased as the Humans Creating It?

"The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom." Isaac Asimov This is a reprint from article in ReadWrite It might appear that data — the information you find in a scientific article, a history book, or a set of survey results — is just a collection of objective facts. The numbe...

/ai

Retired Member

Retired Member 

Human 'I': The key to conversational AI in banking

Think chatbots, intelligent virtual assistants, and digital employees. These and other related technologies enable computers to engage in dialogue with people in natural ways using conversational artificial intelligence (CAI). For banks, CAI makes it possible to respond to customers’ questions more quickly, cost-effectively, and consistently than t...

/ai /retail

David Ratnage

David Ratnage Commercial Lending Director, Capital Markets at FIS

Choose Change for Faster, More Accurate Credit Decisions

When you're assessing the creditworthiness of borrowers, you need technology to help you not only do it efficiently and get it right but also give you flexibility. So, is your credit assessment solution giving you the freedom of choice – or could it be time for a change? The commercial lending ecosystem itself is evolving rapidly, with the demand ...

/ai /wholesale

Henry Iversen

Henry Iversen Chief Commercial Officer and Co-Founder at Boost.ai

Conversational AI and the future of financial advice

Co-authored with Ramtin Matin, Lead Technological Strategist, SpareBank 1 SR-Bank Artificial intelligence is one of the key components behind the digital revolution in the banking and finance sector. From fraud protection to customer service, there is a seismic shift in how these companies are using technology—

/ai /wealth

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Intelligent Automation Is the Customer Service Differentiator For Banks

Artificial Intelligence, Robotic Process Automation, Intelligent Automation, Blockchain, Tokenisation, Machine Learning - banks are struggling to work out which technologies are most suitable for their needs and which they should prioritise in order to get the most out of their investment. In some ways, this has always been the case with technolog...

/ai

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Four Narratives

It is no secret that a fundamental change has started - the migration to a data-driven economy. Why this should be speeded up is obvious - everyone stands to benefit (i) from much better services when any citizen can authorise connecting MyData and Big Data to life events (at home and at work), (ii) from costs being automated away in all adminstra...

Yagneswara Sarma Bulusu

Yagneswara Sarma Bulusu Consulting Partner at Tata Consultancy Services Ltd.,

Transforming Custodian Banking Operations by Leveraging Intelligent Technologies

Abstract Custodian banks continue to grapple with cost pressures, operational challenges, and legacy infrastructure. The advent of disruptive technologies such as blockchain, robotic process automation (RPA), and cognitive technologies have helped custodian banks to resolve these challenges. In Part 1, of a two part series, we examined the potent...

/ai /markets

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