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The future of Payments in Europe

With an increase in regulations and growing involvement from multiple players, the world of payments is undergoing a disruption across the region

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

Cash: The Comeback-Kid?

There is much speculation about the extent of the comeback cash will make after the latest pandemic is behind us. To be fair, cash has had a bit of a tough ride. Lockdowns impacting more than half the worlds population have lured people into the clutches of internet shopping - and, as we all know, paying by cash on the internet is a bit tricky! On...

/payments /inclusion

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

SME Challenges in Cross Border payments

The economic scale of the SME market is substantial, contributing £2.0 trillion (52%) a year to the UK economy alone and growing. But for SMEs wanting to trade internationally, they’re met with highly complex infrastructure and a myriad of lenders, brokers, FIs, processes and systems in place that lack sufficient integration or none at all. What’s...

/payments

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

Trading without borders: The cross border payments evolution

Plenty is unfolding in the global payments arena. There is a stream of new products or partnerships being publicised by financial institutions to improve the user experience across both domestic and international payments. One common theme rings true, the existing system is failing to meet the demands and realities of cross-border payments, especia...

/payments

Retired Member

Retired Member 

What are the payments trends for 2020?

There are some big changes in store in 2020, some obvious, some less so. In the payments landscape, it’s all about user convenience and customer experience, whether that’s through increased security for card users, or new ways to pay. Fragmented payments systems and services, from online to in-store, will move towards a unified centralised payment...

/payments

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

EU’s Fifth Anti-Money Laundering Directive: what the crypto-asset sector needs to know

The EU's Fifth Anti-Money Laundering Directive (“5AMLD”) will subject certain participants in the crypto-asset sector to regulation for anti-money laundering (AML) and counter-terrorism financing (CTF) compliance purposes. While it most crypto-asset companies will not be ready to comply by 10 January 2020 (the date EU member states are required to...

/regulation /crypto

Retired Member

Retired Member 

The Most Competitive Economy of Europe

Do you want to know which country has made itself to be the most competitive economy country in Europe? There is a newcomer at the number one position, following up Switzerland and Germany. It is the Netherlands. Netherland has been honoured with the crown title of having the most competitive economy in Europe. The organization has recently made th...

Rodrigo Zepeda

Rodrigo Zepeda CEO at Storm-7 Consulting Limited

PSD2: Regulation, Strategy, and Innovation

Strong Customer Authentication Across the European Union (EU) the original revised Payment Services Directive (PSD2) Strong Customer Authentication (SCA) final implementation date of 14th September 2019 has now been delayed by the European Banking Authority (EBA). It was previously noted that those in breach of the SCA law would have to provide a f...

/payments /regulation

Mari-Anne Bayliss

Mari-Anne Bayliss Director, Payment and Fraud Solutions, EMEA at CyberSource, a Visa solution

The Merchant View: Let's Please All Agree on SCA Enforcement Timelines

Since the European Banking Authority (EBA) published its Opinion in June on the strong customer authentication (SCA) requirements of the revised Payment Services Directive (PSD2), I've been thinking and talking about it with colleagues, peers and — especially — with merchants. In particular, we've been discussing the opportunity given to nationa...

/payments /regulation

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

PSD2 - 10 questions I would like to see a clear answer on

Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am surprised however how much practical questions (specifically on how the PSD2 APIs can practically be used by TPPs) I can’t find an answer on, even whe...

/payments

Retired Member

Retired Member 

The Future of Payments in Europe

With regulations increasingly forcing banks to open up, bigtech and fintechs entering the financial arena and rising customer expectations, there is increasing pressure amongst banks to innovate and provide seamless customer service to ensure that they retain the primary relationship with the customer. This is especially important in the area of p...

/payments

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